XHKG2558
Market cap1.02bUSD
Dec 24, Last price
1.48HKD
1D
10.45%
1Q
8.03%
IPO
-61.26%
Name
Jinshang Bank Co Ltd
Chart & Performance
Profile
Jinshang Bank Co., Ltd. provides commercial banking services in Shanxi Province, China. The company operates through Corporate Banking, Retail Banking, and Treasury Business segments. The company offers corporate banking services, including deposits and corporate loans and advances; and trade financing, agency, wealth management, consulting and advisory, remittance and settlement, and guarantee services to corporations, government agencies, and financial institutions. It also provides retail banking products and services, such as personal loans, deposit-taking activities, personal wealth management services, and remittance services to retail customers. In addition, the company engages in treasury business operations; and inter-bank money market transactions, repurchases transactions, investments, bond investment, and trading activities, as well as debt issuance activities. Further, it is involved in investment management business, including debt securities investment; debt securities distribution activities; and underwriting debt financing instruments. Additionally, the company provides special purpose vehicle investments to invest in trust plans, asset management plans, wealth management products, and investment funds. The company was formerly known as Taiyuan City Commercial Bank Co., Ltd. and changed its name to Jinshang Bank Co., Ltd. in December 2008. Jinshang Bank Co., Ltd. was founded in 1998 and is headquartered in Taiyuan, China.
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 4,370,158 -10.79% | 4,898,627 -5.73% | 5,196,400 9.53% | |||||||
Cost of revenue | 464,323 | 406,384 | 320,525 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 3,905,835 | 4,492,243 | 4,875,875 | |||||||
NOPBT Margin | 89.38% | 91.70% | 93.83% | |||||||
Operating Taxes | 33,339 | 20,952 | 12,460 | |||||||
Tax Rate | 0.85% | 0.47% | 0.26% | |||||||
NOPAT | 3,872,496 | 4,471,291 | 4,863,415 | |||||||
Net income | 2,002,911 8.95% | 1,838,397 9.06% | 1,685,628 7.59% | |||||||
Dividends | (614,577) | (577,315) | (600,673) | |||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | 33,857,992 | 59,303,536 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 336,492,225 | (33,303,532) | (59,303,536) | |||||||
Net debt | (103,216,528) | (89,056,874) | (62,233,829) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (24,314,586) | 24,982,952 | 2,610,738 | |||||||
CAPEX | (260,179) | (154,431) | (194,681) | |||||||
Cash from investing activities | 11,674,036 | (8,930,662) | 232,418 | |||||||
Cash from financing activities | 19,547,162 | (27,220,457) | 4,384,359 | |||||||
FCF | 4,725,990 | 4,325,625 | 5,032,027 | |||||||
Balance | ||||||||||
Cash | 12,057,574 | 20,329,821 | 28,651,836 | |||||||
Long term investments | 91,158,954 | 102,585,045 | 92,885,529 | |||||||
Excess cash | 102,998,020 | 122,669,935 | 121,277,545 | |||||||
Stockholders' equity | 26,833,773 | 9,094,106 | 8,635,361 | |||||||
Invested Capital | 334,471,258 | 327,049,297 | 294,475,896 | |||||||
ROIC | 1.17% | 1.44% | 1.75% | |||||||
ROCE | 1.08% | 1.34% | 1.61% | |||||||
EV | ||||||||||
Common stock shares outstanding | 5,838,650 | 5,838,650 | 5,838,650 | |||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | 4,226,018 | 4,816,581 | 5,196,302 | |||||||
EV/EBITDA | ||||||||||
Interest | 7,378,650 | 7,135,847 | 6,820,237 | |||||||
Interest/NOPBT | 188.91% | 158.85% | 139.88% |