XHKG2051
Market cap49mUSD
Dec 27, Last price
0.24HKD
1D
0.42%
1Q
7.21%
IPO
-97.21%
Name
51 Credit Card Inc
Chart & Performance
P/E
33.05
P/S
1.73
EPS
0.01
Div Yield, %
0.00%
Shrs. gr., 5y
13.22%
Rev. gr., 5y
-44.62%
Revenues
210m
-46.00%
Net income
11m
P
CFO
26m
-79.61%
Profile
51 Credit Card Inc., an investment holding company, operates an online credit card management platform in the People's Republic of China. Its primary apps include 51 Credit Card Manager. The company offers personal financial services comprising personal credit management, credit card technology, and credit facilitation services. It also provides prepaid card issuance and acceptance, and Internet payment services; micro loan services; financing guarantee services; post-loan management; and employees' incentive operations. The company was founded in 2012 and is headquartered in Hangzhou, China.
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 210,284 -46.00% | 389,441 -9.21% | 428,930 63.89% | ||||||
Cost of revenue | 302,472 | 486,842 | 469,540 | ||||||
Unusual Expense (Income) | |||||||||
NOPBT | (92,188) | (97,401) | (40,610) | ||||||
NOPBT Margin | |||||||||
Operating Taxes | (10,209) | 3,234 | 49,793 | ||||||
Tax Rate | |||||||||
NOPAT | (81,979) | (100,635) | (90,403) | ||||||
Net income | 11,037 -113.35% | (82,697) -64.61% | (233,687) -86.25% | ||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | 253 | ||||||||
BB yield | -0.04% | ||||||||
| Debt | |||||||||
Debt current | 166,687 | 204,509 | |||||||
Long-term debt | 31,861 | 26,359 | 25,142 | ||||||
Deferred revenue | |||||||||
Other long-term liabilities | (13,170) | (20,540) | |||||||
Net debt | (431,648) | (316,693) | (250,746) | ||||||
| Cash flow | |||||||||
Cash from operating activities | 25,772 | 126,380 | (22,892) | ||||||
CAPEX | (17,502) | (18,415) | (1,813) | ||||||
Cash from investing activities | (15,347) | (37,001) | (56,495) | ||||||
Cash from financing activities | (38,946) | (23,598) | (18,241) | ||||||
FCF | (17,259) | (217,453) | (178,504) | ||||||
| Balance | |||||||||
Cash | 377,045 | 408,788 | 352,456 | ||||||
Long term investments | 86,464 | 100,951 | 127,941 | ||||||
Excess cash | 452,995 | 490,267 | 458,950 | ||||||
Stockholders' equity | (5,450,090) | (5,438,969) | (5,361,558) | ||||||
Invested Capital | 6,246,858 | 6,325,270 | 6,423,027 | ||||||
ROIC | |||||||||
ROCE | |||||||||
| EV | |||||||||
Common stock shares outstanding | 1,220,849 | 1,220,409 | 1,211,852 | ||||||
Price | 0.08 -54.14% | 0.18 -65.85% | 0.53 10.42% | ||||||
Market cap | 101,330 -54.13% | 220,894 -65.61% | 642,282 22.90% | ||||||
EV | (346,448) | (87,876) | 417,530 | ||||||
EBITDA | (73,565) | (77,244) | (16,336) | ||||||
EV/EBITDA | 4.71 | 1.14 | |||||||
Interest | 10,392 | 15,424 | 13,964 | ||||||
Interest/NOPBT | |||||||||