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XHKG1658
Market cap61bUSD
Dec 20, Last price  
4.52HKD
1D
-0.22%
1Q
5.36%
Jan 2017
7.88%
IPO
-5.24%
Name

Postal Savings Bank of China Co Ltd

Chart & Performance

D1W1MN
XHKG:1658 chart
P/E
5.20
P/S
1.98
EPS
0.82
Div Yield, %
7.96%
Shrs. gr., 5y
3.78%
Rev. gr., 5y
3.80%
Revenues
316.75b
+34.97%
120,966,000,000136,560,000,000153,463,000,000110,601,000,000111,254,000,000129,330,000,000188,233,000,000200,963,000,000207,629,000,000216,439,000,000234,676,000,000316,745,000,000
Net income
86.27b
+1.23%
28,371,000,00029,668,000,00032,567,000,00034,859,000,00039,801,000,00047,683,000,00052,311,000,00060,933,000,00064,199,000,00076,170,000,00085,224,000,00086,270,000,000
CFO
263.34b
-44.55%
192,904,000,000-533,164,000,00069,016,000,000929,417,000,000220,457,000,000-365,049,000,000184,505,000,00026,443,000,000161,772,000,000109,557,000,000474,914,000,000263,337,000,000
Dividend
Dec 30, 20240.16348 HKD/sh
Earnings
Mar 26, 2025

Profile

Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. Its Personal Banking segment offers savings products, such as demand, time, personal call, time/demand optional, and foreign currency deposits; passbooks; certificate of deposits; micro, personal pledged, and personal business loans; debit and credit cards; wealth management products and funds; and insurance agency services. This segment is also involved in distribution of fund products, electronic bonds, and precious metals; and provides payment and collection agency, various settlement, domestic remittance and exchange, cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services. The company's Corporate Banking segment provides time, demand, call, and negotiated deposits; working capital, fixed asset, trade finance, stock pledge, land reserve, syndicated, real estate development, property mortgage, and consignment loans; cash management services; negotiable instruments; trade finance and international settlement services; and financial markets services. Its Treasury segment offers interbank lending transactions, repurchase and resale transactions, debt instrument investments, equity instrument investment, investment banking, bond securities, and wealth management products, etc., as well as trades in financial products comprising money market, fixed income, and foreign exchange products, as well as derivatives and precious metals. The company also provides online, mobile, and self-service banking services. As of December 31, 2021, it had 39,603 outlets, including 7,828 directly operated outlets and 31,775 agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China. Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation.
URL
https://www.psbc.com/
IPO date
Sep 28, 2016
Employees
176,300
Domiciled in
CN
Incorporated in
CN

Valuation

Title
CNY in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
316,745,000
34.97%
234,676,000
8.43%
216,439,000
4.24%
Cost of revenue
89,988,000
30,000
30,000
Unusual Expense (Income)
NOPBT
226,757,000
234,646,000
216,409,000
NOPBT Margin
71.59%
99.99%
99.99%
Operating Taxes
5,175,000
6,009,000
4,922,000
Tax Rate
2.28%
2.56%
2.27%
NOPAT
221,582,000
228,637,000
211,487,000
Net income
86,270,000
1.23%
85,224,000
11.89%
76,170,000
18.65%
Dividends
(38,039,000)
(32,563,000)
(26,533,000)
Dividend yield
10.46%
7.27%
5.33%
Proceeds from repurchase of equity
45,000,000
(51,273,000)
29,985,000
BB yield
-12.37%
11.44%
-6.02%
Debt
Debt current
Long-term debt
111,762,000
91,109,000
Deferred revenue
Other long-term liabilities
(111,762,000)
(91,109,000)
Net debt
(7,224,356,000)
(6,581,944,000)
(5,827,881,000)
Cash flow
Cash from operating activities
263,337,000
474,914,000
109,557,000
CAPEX
(12,963,000)
(12,402,000)
(13,853,000)
Cash from investing activities
(242,428,000)
(511,507,000)
(182,917,000)
Cash from financing activities
1,433,210,000
(37,737,000)
52,263,000
FCF
203,406,000
238,350,000
197,171,000
Balance
Cash
1,833,941,000
1,732,249,000
1,564,317,000
Long term investments
5,390,415,000
4,961,457,000
4,354,673,000
Excess cash
7,208,518,750
6,681,972,200
5,908,168,050
Stockholders' equity
796,364,000
466,503,000
466,028,000
Invested Capital
14,930,267,000
13,593,539,000
12,113,124,000
ROIC
1.55%
1.78%
1.84%
ROCE
1.44%
1.67%
1.72%
EV
Common stock shares outstanding
97,527,000
92,384,000
91,033,000
Price
3.73
-23.09%
4.85
-11.33%
5.47
23.48%
Market cap
363,775,710
-18.81%
448,062,400
-10.02%
497,950,510
29.33%
EV
(6,858,837,290)
(6,132,292,600)
(5,280,603,490)
EBITDA
238,886,000
246,059,000
225,446,000
EV/EBITDA
Interest
216,524,000
200,647,000
182,185,000
Interest/NOPBT
95.49%
85.51%
84.19%