Hong Kong Finance Group Ltd

Chart & Performance

D1W1MN

P/E

3.35

P/S

0.89

EPS

0.10

Div Yield, %

7.54%

Shrs. gr., 5y

—

Rev. gr., 5y

9.50%

Revenues

160m

-1.85%

Net income

43m

-27.50%

CFO

29m

-77.73%

Dividend

Sep 09, 20240.013 HKD/sh

Profile

Hong Kong Finance Group Limited, an investment holding company, provides property mortgage loans to individuals and corporations under the Hong Kong Finance brand name in Hong Kong. It also offers personal loans for HOS and public housing homeowners, as well as loans for SMEs; unsecured loans for property owners; and mortgage further advance, carpark mortgage, and mortgage loan transfer services. The company was founded in 1996 and is headquartered in Admiralty, Hong Kong. Hong Kong Finance Group Limited is a subsidiary of Tin Ching Holdings Limited.

URL

https://www.hkfinance.hk/

IPO date

Oct 02, 2013

Employees

Domiciled in

Incorporated in

Valuation

Order:

Title HKD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title HKD in thousands, except ratios and share amounts	2024‑03	2023‑03	2022‑03	2021‑03	2020‑03	2019‑03	2018‑03	2017‑03	2016‑03	2015‑03
Income
Revenues	160,245 -1.85%	163,272 5.42%	154,882 -1.72%
Cost of revenue	21,357	57,226	53,060
Unusual Expense (Income)
NOPBT	138,888	106,046	101,822
NOPBT Margin	86.67%	64.95%	65.74%
Operating Taxes	9,814	13,340	12,630
Tax Rate	7.07%	12.58%	12.40%
NOPAT	129,074	92,706	89,192
Net income	42,693 -27.50%	58,885 -16.53%	70,550 -3.64%
Dividends	(10,790)	(10,790)	(10,790)
Dividend yield	7.88%	6.84%	6.84%
Proceeds from repurchase of equity
BB yield
Debt
Debt current	306,620	325,702	425,526
Long-term debt	419	867	915
Deferred revenue		(14,922)	(14,014)
Other long-term liabilities		11,306	10,713
Net debt	265,727	281,936	400,759
Cash flow
Cash from operating activities	28,960	130,047	(33,855)
CAPEX	(2,179)	(303)	(1,128)
Cash from investing activities	(139)	(14,303)	(29,128)
Cash from financing activities	(30,320)	(110,751)	7,842
FCF	63,381	200,050	(6,941)
Balance
Cash	28,376	29,875	24,882
Long term investments	12,936	14,758	800
Excess cash	33,300	36,469	17,938
Stockholders' equity	712,953	681,050	632,955
Invested Capital	1,404,553	1,409,274	1,579,366
ROIC	9.17%	6.20%	5.99%
ROCE	9.63%	7.32%	6.36%
EV
Common stock shares outstanding	415,000	415,000	415,000
Price	0.33 -13.16%	0.38 0.00%	0.38 -11.63%
Market cap	136,950 -13.16%	157,700 0.00%	157,700 -11.63%
EV	402,677	439,636	558,459
EBITDA	141,985	108,920	104,832
EV/EBITDA	2.84	4.04	5.33
Interest	18,914	22,081	21,736
Interest/NOPBT	13.62%	20.82%	21.35%