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XHELUNITED
Market cap202mUSD
Dec 20, Last price  
18.00EUR
1D
0.84%
1Q
-8.16%
Jan 2017
138.10%
IPO
-47.06%
Name

United Bankers Oyj

Chart & Performance

D1W1MN
XHEL:UNITED chart
P/E
14.59
P/S
3.82
EPS
1.23
Div Yield, %
4.99%
Shrs. gr., 5y
1.59%
Rev. gr., 5y
12.03%
Revenues
51m
+5.04%
13,183,62620,071,59127,072,52619,785,57324,647,54728,788,00032,305,99934,050,00043,710,00048,373,00050,809,000
Net income
13m
+5.98%
1,398,3432,094,5823,597,871252,3322,333,4304,319,0004,421,0006,234,00010,347,00012,539,00013,289,000
CFO
13m
+27.19%
1,461,3734,264,9034,657,728183,2915,153,9304,966,0006,622,0008,852,00013,086,00010,197,00012,970,000
Dividend
Sep 26, 20240.5 EUR/sh
Earnings
Jan 31, 2025

Profile

United Bankers Oyj provides investment products and services in Finland. The company offers asset management services, including investment funds, wealth management, structured investments, traditional equity and fixed income funds, direct and structured bonds, real assets investment funds, private equity funds, and securities brokerage. It also provides capital markets services, such as corporate finance advisory, listing services, equity and debt financing arrangements, loan-based financing solutions, IPOs, crowdfunding services, and a corporate lending platform. The company was founded in 1986 and is based in Helsinki, Finland.
URL
https://www.unitedbankers.fi/
IPO date
Nov 24, 2014
Employees
Domiciled in
FI
Incorporated in
FI

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
50,809
5.04%
48,373
10.67%
43,710
28.37%
Cost of revenue
33,149
31,402
28,899
Unusual Expense (Income)
NOPBT
17,660
16,971
14,811
NOPBT Margin
34.76%
35.08%
33.88%
Operating Taxes
3,129
3,635
3,109
Tax Rate
17.72%
21.42%
20.99%
NOPAT
14,531
13,336
11,702
Net income
13,289
5.98%
12,539
21.18%
10,347
65.98%
Dividends
(9,686)
(8,313)
(5,309)
Dividend yield
6.24%
5.67%
3.56%
Proceeds from repurchase of equity
(295)
(328)
(495)
BB yield
0.19%
0.22%
0.33%
Debt
Debt current
613
536
520
Long-term debt
2,566
3,954
5,010
Deferred revenue
(246)
1,415
Other long-term liabilities
(1,283)
(2,245)
(2,765)
Net debt
(6,280)
(3,128)
(1,161)
Cash flow
Cash from operating activities
12,970
10,197
13,086
CAPEX
(3,245)
(2,321)
(1,494)
Cash from investing activities
(2,098)
(2,941)
(2,263)
Cash from financing activities
(11,024)
(12,077)
(6,639)
FCF
12,700
20,821
343
Balance
Cash
(2,245)
(2,765)
Long term investments
9,459
9,863
9,456
Excess cash
6,919
5,199
4,506
Stockholders' equity
51,571
48,057
44,336
Invested Capital
69,814
63,670
70,632
ROIC
21.77%
19.86%
19.47%
ROCE
23.01%
23.78%
19.36%
EV
Common stock shares outstanding
10,787
10,787
10,513
Price
14.40
5.88%
13.60
-4.23%
14.20
32.71%
Market cap
155,333
5.89%
146,697
-1.74%
149,292
32.87%
EV
149,498
143,928
148,961
EBITDA
19,869
18,892
16,649
EV/EBITDA
7.52
7.62
8.95
Interest
1,314
170
136
Interest/NOPBT
7.44%
1.00%
0.92%