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XHEL
UNITED
Market cap207mUSD
May 09, Last price  
17.15EUR
1D
2.39%
1Q
-6.03%
Jan 2017
126.85%
IPO
-49.56%
Name

United Bankers Oyj

Chart & Performance

D1W1MN
No data to show
P/E
10.24
P/S
3.34
EPS
1.67
Div Yield, %
5.83%
Shrs. gr., 5y
1.55%
Rev. gr., 5y
11.35%
Revenues
55m
+8.84%
13,183,62620,071,59127,072,52619,785,57324,647,54728,788,00032,305,99934,050,00043,710,00048,373,00050,809,00055,299,000
Net income
18m
+35.77%
1,398,3432,094,5823,597,871252,3322,333,4304,319,0004,421,0006,234,00010,347,00012,539,00013,289,00018,042,000
CFO
31m
+139.72%
1,461,3734,264,9034,657,728183,2915,153,9304,966,0006,622,0008,852,00013,086,00010,197,00012,970,00031,092,000
Dividend
Sep 25, 20250.55 EUR/sh
Earnings
Aug 21, 2025

Profile

United Bankers Oyj provides investment products and services in Finland. The company offers asset management services, including investment funds, wealth management, structured investments, traditional equity and fixed income funds, direct and structured bonds, real assets investment funds, private equity funds, and securities brokerage. It also provides capital markets services, such as corporate finance advisory, listing services, equity and debt financing arrangements, loan-based financing solutions, IPOs, crowdfunding services, and a corporate lending platform. The company was founded in 1986 and is based in Helsinki, Finland.
URL
https://www.unitedbankers.fi/
IPO date
Nov 24, 2014
Employees
Domiciled in
FI
Incorporated in
FI

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
55,299
8.84%
50,809
5.04%
48,373
10.67%
Cost of revenue
7,513
33,149
31,402
Unusual Expense (Income)
NOPBT
47,786
17,660
16,971
NOPBT Margin
86.41%
34.76%
35.08%
Operating Taxes
4,943
3,129
3,635
Tax Rate
10.34%
17.72%
21.42%
NOPAT
42,843
14,531
13,336
Net income
18,042
35.77%
13,289
5.98%
12,539
21.18%
Dividends
(10,859)
(9,686)
(8,313)
Dividend yield
5.56%
6.24%
5.67%
Proceeds from repurchase of equity
2,387
(295)
(328)
BB yield
-1.22%
0.19%
0.22%
Debt
Debt current
613
536
Long-term debt
2,566
3,954
Deferred revenue
(246)
Other long-term liabilities
(1,283)
(2,245)
Net debt
(24,608)
(6,280)
(3,128)
Cash flow
Cash from operating activities
31,092
12,970
10,197
CAPEX
(2,375)
(3,245)
(2,321)
Cash from investing activities
(17,467)
(2,098)
(2,941)
Cash from financing activities
(9,647)
(11,024)
(12,077)
FCF
53,956
12,700
20,821
Balance
Cash
(2,245)
Long term investments
24,608
9,459
9,863
Excess cash
21,843
6,919
5,199
Stockholders' equity
41,109
51,571
48,057
Invested Capital
66,635
69,814
63,670
ROIC
62.80%
21.77%
19.86%
ROCE
54.01%
23.01%
23.78%
EV
Common stock shares outstanding
10,981
10,787
10,787
Price
17.80
23.61%
14.40
5.88%
13.60
-4.23%
Market cap
195,459
25.83%
155,333
5.89%
146,697
-1.74%
EV
171,169
149,498
143,928
EBITDA
47,786
19,869
18,892
EV/EBITDA
3.58
7.52
7.62
Interest
1,424
1,314
170
Interest/NOPBT
2.98%
7.44%
1.00%