XHELALBBV
Market cap535mUSD
Dec 20, Last price
32.80EUR
1D
-0.61%
1Q
-3.81%
Jan 2017
128.09%
Name
Alandsbanken Abp
Chart & Performance
Profile
Ã…landsbanken Abp operates as a commercial bank in Finland and Sweden. Its deposit products include savings accounts, time deposits, cash accounts connected to securities accounts, and certificates of deposit. The company provides home mortgage loans, securities account loans, loans for business operations, and loans for other household purposes to private individuals; loans to companies, public sector entities, and household interest organizations; and credit and debit cards, as well as lending and guarantee commissions. It also offers investment services, such as discretionary and advisory asset management, fund management, and securities brokerage products and services, as well as cashier and payment intermediate services, bank safety deposit boxes, etc. In addition, the company supplies banking computer systems for small and medium-sized banks. It operates through 11 offices. The company was founded in 1919 and is headquartered in Mariehamn, Finland.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 200,110 14.93% | 174,108 -0.79% | 175,488 16.99% | |||||||
Cost of revenue | 98,417 | 6,384 | 36,360 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 101,693 | 167,724 | 139,128 | |||||||
NOPBT Margin | 50.82% | 96.33% | 79.28% | |||||||
Operating Taxes | 13,070 | 9,314 | 9,348 | |||||||
Tax Rate | 12.85% | 5.55% | 6.72% | |||||||
NOPAT | 88,623 | 158,410 | 129,780 | |||||||
Net income | 48,672 32.40% | 36,762 -7.75% | 39,849 26.56% | |||||||
Dividends | (31,330) | (31,130) | (31,188) | |||||||
Dividend yield | 6.57% | 5.53% | 6.35% | |||||||
Proceeds from repurchase of equity | 1,730 | (11,612) | 10,104 | |||||||
BB yield | -0.36% | 2.06% | -2.06% | |||||||
Debt | ||||||||||
Debt current | 780,406 | 672,885 | ||||||||
Long-term debt | 13,502 | 233,909 | 418,164 | |||||||
Deferred revenue | 894 | 757 | ||||||||
Other long-term liabilities | (241,292) | (35,328) | ||||||||
Net debt | (1,237,718) | (409,900) | (563,212) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 652,927 | (478,725) | 258,054 | |||||||
CAPEX | (8,863) | (7,698) | (8,791) | |||||||
Cash from investing activities | (10,570) | (17,179) | (21,730) | |||||||
Cash from financing activities | (36,123) | (49,613) | (6,435) | |||||||
FCF | 481,615 | 73,706 | 400,535 | |||||||
Balance | ||||||||||
Cash | 351,011 | 342,000 | 893,719 | |||||||
Long term investments | 900,209 | 1,082,215 | 760,542 | |||||||
Excess cash | 1,241,214 | 1,415,510 | 1,645,487 | |||||||
Stockholders' equity | 227,359 | 254,285 | 269,758 | |||||||
Invested Capital | 5,024,907 | 6,372,408 | 6,985,766 | |||||||
ROIC | 1.56% | 2.37% | 1.90% | |||||||
ROCE | 1.94% | 2.52% | 1.91% | |||||||
EV | ||||||||||
Common stock shares outstanding | 15,342 | 15,537 | 15,599 | |||||||
Price | 31.10 -14.09% | 36.20 14.92% | 31.50 50.72% | |||||||
Market cap | 477,137 -15.17% | 562,455 14.46% | 491,383 50.91% | |||||||
EV | (760,565) | 152,569 | (71,816) | |||||||
EBITDA | 113,870 | 180,938 | 153,390 | |||||||
EV/EBITDA | 0.84 | |||||||||
Interest | 95,422 | 13,396 | 2,194 | |||||||
Interest/NOPBT | 93.83% | 7.99% | 1.58% |