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XHEL
ALBAV
Market cap599mUSD
Apr 09, Last price  
36.65EUR
1D
-0.70%
1Q
3.53%
Jan 2017
146.97%
Name

Alandsbanken Abp

Chart & Performance

D1W1MN
P/E
10.62
P/S
2.57
EPS
3.45
Div Yield, %
0.68%
Shrs. gr., 5y
-0.15%
Rev. gr., 5y
10.07%
Revenues
216m
+8.04%
49,760,00060,882,00075,815,00074,015,00088,360,000102,528,00099,753,000104,109,000107,582,000120,492,000124,958,000120,130,000127,779,000127,593,000133,809,000150,000,000175,488,000174,108,000200,110,000216,200,000
Net income
52m
+7.45%
13,578,00014,696,00020,223,00014,027,00026,165,000-2,268,000-6,472,00011,558,0006,692,00016,146,00024,303,00019,687,00020,704,00022,931,00026,310,00031,486,00039,849,00036,762,00048,672,00052,300,000
CFO
9m
-98.67%
-170,221-103,522,00052,379,000124,671,000-60,453,000-57,826,000-54,944,000-139,790,000-380,540,000-115,099,000-116,945,000205,385,000-134,561,000-84,022,000-35,038,000535,835,000258,054,000-478,725,000652,927,0008,700,000
Dividend
Mar 27, 20240.25 EUR/sh
Earnings
Apr 23, 2025

Profile

Ålandsbanken Abp operates as a commercial bank in Finland and Sweden. Its deposit products include savings accounts, time deposits, cash accounts connected to securities accounts, and certificates of deposit. The company provides home mortgage loans, securities account loans, loans for business operations, and loans for other household purposes to private individuals; loans to companies, public sector entities, and household interest organizations; and credit and debit cards, as well as lending and guarantee commissions. It also offers investment services, such as discretionary and advisory asset management, fund management, and securities brokerage products and services, as well as cashier and payment intermediate services, bank safety deposit boxes, etc. In addition, the company supplies banking computer systems for small and medium-sized banks. It operates through 11 offices. The company was founded in 1919 and is headquartered in Mariehamn, Finland.
IPO date
Jan 01, 1942
Employees
894
Domiciled in
FI
Incorporated in
FI

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
216,200
8.04%
200,110
14.93%
174,108
-0.79%
Cost of revenue
98,417
6,384
Unusual Expense (Income)
NOPBT
216,200
101,693
167,724
NOPBT Margin
100.00%
50.82%
96.33%
Operating Taxes
12,800
13,070
9,314
Tax Rate
5.92%
12.85%
5.55%
NOPAT
203,400
88,623
158,410
Net income
52,300
7.45%
48,672
32.40%
36,762
-7.75%
Dividends
(40,700)
(31,330)
(31,130)
Dividend yield
7.97%
6.57%
5.53%
Proceeds from repurchase of equity
1,900
1,730
(11,612)
BB yield
-0.37%
-0.36%
2.06%
Debt
Debt current
780,406
Long-term debt
13,502
233,909
Deferred revenue
894
Other long-term liabilities
(241,292)
Net debt
(1,159,000)
(1,237,718)
(409,900)
Cash flow
Cash from operating activities
8,700
652,927
(478,725)
CAPEX
(15,800)
(8,863)
(7,698)
Cash from investing activities
(18,900)
(10,570)
(17,179)
Cash from financing activities
(46,100)
(36,123)
(49,613)
FCF
600,334
481,615
73,706
Balance
Cash
290,000
351,011
342,000
Long term investments
869,000
900,209
1,082,215
Excess cash
1,148,190
1,241,214
1,415,510
Stockholders' equity
239,000
227,359
254,285
Invested Capital
4,686,000
5,024,907
6,372,408
ROIC
4.19%
1.56%
2.37%
ROCE
4.39%
1.94%
2.52%
EV
Common stock shares outstanding
15,429
15,342
15,537
Price
33.10
6.43%
31.10
-14.09%
36.20
14.92%
Market cap
510,700
7.03%
477,137
-15.17%
562,455
14.46%
EV
(648,300)
(760,565)
152,569
EBITDA
216,200
113,870
180,938
EV/EBITDA
0.84
Interest
99,400
95,422
13,396
Interest/NOPBT
45.98%
93.83%
7.99%