XFRASID
Market cap4.00bUSD
Dec 19, Last price
93.50EUR
1D
-2.09%
Jan 2017
169.34%
Name
State Bank of India
Chart & Performance
Profile
State Bank of India provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, fixed and recurring deposits, and flexi and annual deposits; home, personal, auto, education, and gold loans, as well as loans against property and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; and mobile and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, cash management, and asset-backed loans, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking and micro-credit to agriculturists and farmers; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides treasury, broking, bill payment, and MICR services; and merchant banking, advisory, securities broking, business & management consultancy, trustee business, factoring, payment, asset management, investment management, credit cards, and custody and fund accounting services. It also offers support and business correspondent services. As of March 31, 2022, the company operated 22,266 branches and 65,030 ATMs. State Bank of India was founded in 1806 and is headquartered in Mumbai, India.
Valuation
Title INR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑03 | 2023‑03 | 2022‑03 | 2021‑03 | 2020‑03 | 2019‑03 | 2018‑03 | 2017‑03 | 2016‑03 | 2015‑03 | |
Income | ||||||||||
Revenues | 3,348,388,500 18.15% | 2,833,973,200 26.71% | 2,236,608,438 3.00% | |||||||
Cost of revenue | 44,226,864 | 42,205,328 | 60,654,622 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 3,304,161,636 | 2,791,767,872 | 2,175,953,816 | |||||||
NOPBT Margin | 98.68% | 98.51% | 97.29% | |||||||
Operating Taxes | 231,017,800 | 188,401,300 | 133,824,600 | |||||||
Tax Rate | 6.99% | 6.75% | 6.15% | |||||||
NOPAT | 3,073,143,836 | 2,603,366,572 | 2,042,129,216 | |||||||
Net income | 670,846,661 20.55% | 556,481,700 57.31% | 353,738,798 57.88% | |||||||
Dividends | (100,848,115) | (63,367,200) | (35,698,446) | |||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | 132,084,700 | |||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | 5,211,519,500 | 4,576,896,083 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | (2) | (85,298,247) | ||||||||
Net debt | (24,371,205,300) | (14,845,751,877) | (14,211,802,027) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 216,324,310 | (860,136,800) | 576,948,464 | |||||||
CAPEX | (41,751,300) | (46,710,200) | (33,052,601) | |||||||
Cash from investing activities | (42,517,153) | (40,409,700) | (36,185,132) | |||||||
Cash from financing activities | (98,962,800) | 63,863,800 | (38,445,137) | |||||||
FCF | 2,384,368,792 | 2,345,894,568 | 1,283,075,393 | |||||||
Balance | ||||||||||
Cash | 3,265,723,000 | 926,192,777 | 1,023,799,122 | |||||||
Long term investments | 21,105,482,300 | 19,131,078,600 | 17,764,898,988 | |||||||
Excess cash | 24,203,785,875 | 19,915,572,717 | 18,676,867,688 | |||||||
Stockholders' equity | 885,296,005 | 1,263,603,765 | 908,675,972 | |||||||
Invested Capital | 66,452,491,992 | 58,280,579,435 | 52,700,159,322 | |||||||
ROIC | 4.93% | 4.69% | 4.07% | |||||||
ROCE | 4.91% | 4.69% | 4.06% | |||||||
EV | ||||||||||
Common stock shares outstanding | 892,439 | 892,461 | 892,461 | |||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | 3,342,652,881 | 2,828,723,872 | 2,212,866,516 | |||||||
EV/EBITDA | ||||||||||
Interest | 2,597,360,481 | 1,899,808,200 | 1,561,943,441 | |||||||
Interest/NOPBT | 78.61% | 68.05% | 71.78% |