XETRWUW
Market cap2.24bUSD
Dec 23, Last price
11.50EUR
1D
-0.17%
1Q
-5.74%
Jan 2017
-38.21%
Name
Wuestenrot & Wuerttembergische AG
Chart & Performance
Profile
Wüstenrot & Württembergische AG, together with its subsidiaries, provides insurance products and services in Germany, the Czech Republic, and internationally. It operates through Housing, Life and Health Insurance, Property/Casualty Insurance, and All Other segments. The Housing segment offers home loan savings and banking products primarily for retail customers, such as home loan savings contracts, bridging loans, and mortgage loans. The Life and Health Insurance segment provides life and health insurance products for individuals and groups, including classic and unit-linked life and annuity insurance, term insurance, classic and unit-linked Riester and basic pensions, and occupational disability insurance, as well as full and supplementary private health insurance and nursing care insurance. The Property/Casualty Insurance segment offers various insurance products for retail and corporate customers, including general liability, casualty, motor, household, residential building, legal expenses, transport, and technical insurance. The All Other segment provides asset management and property development services; and markets home loan savings and banking products. The company distributes its products and services through partners, brokers, and its mobile sales force, as well as through online sales channels. Wüstenrot & Württembergische AG was founded in 1828 and is headquartered in Stuttgart, Germany.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 5,961,057 -11.28% | 6,718,958 -22.44% | 8,663,342 9.63% | |||||||
Cost of revenue | (195,651) | 376,273 | 348,682 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 6,156,708 | 6,342,685 | 8,314,660 | |||||||
NOPBT Margin | 103.28% | 94.40% | 95.98% | |||||||
Operating Taxes | 60,678 | 79,600 | 128,510 | |||||||
Tax Rate | 0.99% | 1.25% | 1.55% | |||||||
NOPAT | 6,096,030 | 6,263,085 | 8,186,150 | |||||||
Net income | 138,657 -41.10% | 235,420 -32.84% | 350,525 66.99% | |||||||
Dividends | (60,915) | (64,020) | (71,965) | |||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | (488) | 483 | (1,907) | |||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 2,683,219 | 241,545 | ||||||||
Long-term debt | 5,754,924 | 2,949,354 | 5,367,287 | |||||||
Deferred revenue | 8,218 | 12,930 | ||||||||
Other long-term liabilities | 58,017,114 | 52,558,337 | 66,183,132 | |||||||
Net debt | (26,335,869) | (18,438,685) | (30,136,523) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (108,124) | (2,374,030) | (961,063) | |||||||
CAPEX | (69,930) | (128,860) | (138,239) | |||||||
Cash from investing activities | 53,712 | 2,683,129 | 414,793 | |||||||
Cash from financing activities | (98,222) | (81,969) | 253,511 | |||||||
FCF | (1,215,710) | 5,997,571 | 9,753,497 | |||||||
Balance | ||||||||||
Cash | 1,045,982 | 22,638,867 | 33,887,482 | |||||||
Long term investments | 31,044,811 | 1,432,391 | 1,857,873 | |||||||
Excess cash | 31,792,740 | 23,735,311 | 35,312,188 | |||||||
Stockholders' equity | 3,964,969 | 2,895,908 | 4,409,924 | |||||||
Invested Capital | 64,715,783 | 59,050,397 | 72,619,844 | |||||||
ROIC | 9.85% | 9.51% | 10.63% | |||||||
ROCE | 8.96% | 10.10% | 10.77% | |||||||
EV | ||||||||||
Common stock shares outstanding | 93,715 | 93,700 | 93,780 | |||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | 6,229,977 | 6,421,418 | 8,403,884 | |||||||
EV/EBITDA | ||||||||||
Interest | 31,910 | 30,080 | ||||||||
Interest/NOPBT | 0.50% | 0.36% |