XETR
UBK
Market cap212mUSD
Jun 09, Last price
5.16EUR
1D
1.57%
1Q
1.18%
Jan 2017
-60.19%
IPO
232.90%
Name
Umweltbank AG
Chart & Performance
P/E
255.54
P/S
3.55
EPS
0.02
Div Yield, %
—
Shrs. gr., 5y
3.89%
Rev. gr., 5y
-1.07%
Revenues
53m
-42.20%
Net income
729k
-96.27%
CFO
0k
-100.00%
Dividend
Jun 30, 20230.33 EUR/sh
Earnings
Jun 27, 2025
Profile
UmweltBank AG provides various banking products and services in Germany. The company offers various deposit products, savings plans and green bonds, and environmental fund accounts; and personal loans and construction financing products. It also provides guaranteed bonus, income plans, investment products, and insurance and retirement products, as well as online and phone banking services. In addition, the company offers finance for residential, photovoltaic, wind and hydropower, and biomass projects. UmweltBank AG was founded in 1997 and is based in Nuremberg, Germany.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 52,546 -42.20% | 90,915 23.26% | |||||||
Cost of revenue | 57,832 | 21,575 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | (5,286) | 69,340 | |||||||
NOPBT Margin | 76.27% | ||||||||
Operating Taxes | 327 | 8,661 | |||||||
Tax Rate | 12.49% | ||||||||
NOPAT | (5,613) | 60,679 | |||||||
Net income | 729 -96.27% | 19,549 0.90% | |||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | |||||||||
BB yield | |||||||||
| Debt | |||||||||
Debt current | 53 | ||||||||
Long-term debt | 2,360,737 | 2,335,557 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 304 | (382,741) | |||||||
Net debt | 149,495 | (432,794) | |||||||
| Cash flow | |||||||||
Cash from operating activities | 1,415 | ||||||||
CAPEX | |||||||||
Cash from investing activities | |||||||||
Cash from financing activities | |||||||||
FCF | (39,195) | 50,171 | |||||||
| Balance | |||||||||
Cash | 116,380 | 332,806 | |||||||
Long term investments | 2,094,862 | 2,435,598 | |||||||
Excess cash | 2,208,615 | 2,763,858 | |||||||
Stockholders' equity | 140,483 | 151,182 | |||||||
Invested Capital | 5,552,168 | 5,826,140 | |||||||
ROIC | 1.05% | ||||||||
ROCE | 1.16% | ||||||||
| EV | |||||||||
Common stock shares outstanding | 36,047 | 35,663 | |||||||
Price | |||||||||
Market cap | |||||||||
EV | |||||||||
EBITDA | (5,286) | 70,048 | |||||||
EV/EBITDA | |||||||||
Interest | 59,891 | 15,610 | |||||||
Interest/NOPBT | 22.51% | ||||||||