Nuernberger Beteiligungs AG

Chart & Performance

D1W1MN

P/E

—

P/S

0.11

EPS

—

Div Yield, %

6.65%

Shrs. gr., 5y

—

Rev. gr., 5y

3.94%

Revenues

5.36b

+27.22%

Net income

-79m

CFO

138m

Dividend

May 15, 20250.14 EUR/sh

Profile

NÜRNBERGER Beteiligungs-AG operates as an insurance company in Germany. The company offers car, motorcycle, oldtimerversicherung, long-term care, protection, life, and pension insurance products; personal, pet owners, home and property owners, watersports, principal's, civil, and waters damage liability, as well as hunting insurance products; and content, homeowners, shell, house and wohnungsschutzbrief, and household glass insurance products. It also provides inshape, seeing and hearing, dental, travel, alternative medicine, around protection, hospitalization, sickness allowance, and private health insurance products; and musical instrument, horse transport, sport boat, luggage, security, valuables, and event insurance products. In addition, the company offers disability, dread disease, and accident insurance products; insurance products for kids and teens, and owners and employees; and invalidity and subsidy insurance products. Further, it provides glass, commercial building, and building services insurance products; building services breakdown, electronics, and photovoltaic insurance products; property damage and IT liability, and D & O insurance products; and intellectual property legal insurance products. Additionally, the company offers transportation, cargo, fleet, and carrier's liability, as well as car insurance products for car wholesalers and electricians; and multi-risk, exhibition, and business insurance products. It serves business customers in the pharmacy, construction, funeral home, heliwesen, wholesale, manufacturing, hotels, restaurants, agriculture, forestry, food trade, crafts, beauty, horse-holding facilities, IT service, and related trades industries, as well as operator of renewable energy plants, medium-sized enterprises, shippers, carriers, organizers, and chamber professions; and private customers. The company was founded in 1884 and is based in Nuremberg, Germany.

URL

https://www.nuernberger.de/

IPO date

Oct 18, 1989

Employees

4,200

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	5,364,442 27.22%	4,216,772 4.71%	4,027,125 -12.62%
Cost of revenue	104,882	(705,315)	393,604
Unusual Expense (Income)
NOPBT	5,259,560	4,922,087	3,633,521
NOPBT Margin	98.04%	116.73%	90.23%
Operating Taxes	67,086	20,573	(15,795)
Tax Rate	1.28%	0.42%
NOPAT	5,192,473	4,901,514	3,649,317
Net income	(78,525) -288.17%	41,732 -39.64%	69,141 9.74%
Dividends	(41,153)	(40,320)	(38,016)
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current			23,423
Long-term debt	114,623	15,274	19,084
Deferred revenue	2,925	3,137	303
Other long-term liabilities	(163,662)	31,816,407	30,597,574
Net debt	(23,944,507)	(23,791,966)	(2,014,951)
Cash flow
Cash from operating activities	137,549	(116,821)	(448,010)
CAPEX	(5,274)	(27,906)	(37,583)
Cash from investing activities	(245,686)	45,956	405,423
Cash from financing activities	58,194	(44,369)	(43,460)
FCF	4,539,320	4,986,389	4,256,240
Balance
Cash	658,126	670,082	652,893
Long term investments	23,401,004	23,137,159	1,404,565
Excess cash	23,790,908	23,596,402	1,856,102
Stockholders' equity	712,860	831,805	827,975
Invested Capital	35,888,891	31,969,583	30,753,343
ROIC	15.30%	15.63%	11.45%
ROCE	14.35%	15.01%	11.50%
EV
Common stock shares outstanding	11,520	11,520	11,520
Price
Market cap
EV
EBITDA	5,259,560	4,922,300	3,633,734
EV/EBITDA
Interest
Interest/NOPBT