XETRHYQ
Market cap1.20bUSD
Dec 23, Last price
173.00EUR
1D
1.17%
1Q
-40.79%
Jan 2017
124.01%
IPO
1,760.22%
Name
Hypoport SE
Chart & Performance
Profile
Hypoport SE operates as a technology-based financial service provider in Germany. The company operates through four segments: Credit Platform, Private Clients, Real Estate Platform, and Insurance Platform. It offers EUROPACE marketplace for independent distributors to process their financing transactions with the product suppliers they represent. The company also provides mortgage finance, personal loans, insurance, and current and deposit accounts through distribution channels, including online and branch-based sales. In addition, it offers advice and customized solutions in the areas of financial management, portfolio management, and insurance for business customers; PRoMMiSe, a software that helps banks with the analysis and reporting of securitized or collateralized loan portfolios; Software as a Service for banks and housing companies; and property valuation services, as well as supports issuers with the provision of information technology and a range of services. Further, it develops and operates software solutions for the sale and management of insurance products; operates SMART INSUR, a web-based B2B platform for advice, comparison of tariffs, and the administration of insurance policies; and provides support services to small and medium-sized financial product distributors in relation to the brokerage of insurance policies. The company was founded in 1954 and is headquartered in Lübeck, Germany.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 359,900 -20.99% | 455,500 2.06% | 446,300 15.05% | |||||||
Cost of revenue | 206,994 | 258,551 | 247,288 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 152,906 | 196,949 | 199,012 | |||||||
NOPBT Margin | 42.49% | 43.24% | 44.59% | |||||||
Operating Taxes | (8,463) | 2,941 | 13,677 | |||||||
Tax Rate | 1.49% | 6.87% | ||||||||
NOPAT | 161,369 | 194,008 | 185,335 | |||||||
Net income | 20,138 7.77% | 18,686 -38.05% | 30,163 10.62% | |||||||
Dividends | ||||||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | 50,000 | |||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 30,081 | 25,469 | 24,286 | |||||||
Long-term debt | 207,510 | 242,267 | 256,896 | |||||||
Deferred revenue | 88 | |||||||||
Other long-term liabilities | 220 | 20,267 | 32,078 | |||||||
Net debt | 134,565 | 232,512 | 216,639 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 36,812 | 38,562 | 64,350 | |||||||
CAPEX | (30,815) | (35,978) | (37,153) | |||||||
Cash from investing activities | (31,173) | (42,480) | (44,709) | |||||||
Cash from financing activities | 61,072 | (15,058) | (4,232) | |||||||
FCF | 191,710 | 198,287 | 181,098 | |||||||
Balance | ||||||||||
Cash | 96,695 | 30,041 | 49,048 | |||||||
Long term investments | 6,331 | 5,183 | 15,495 | |||||||
Excess cash | 85,031 | 12,449 | 42,228 | |||||||
Stockholders' equity | 223,984 | 205,419 | 253,625 | |||||||
Invested Capital | 439,404 | 464,048 | 434,464 | |||||||
ROIC | 35.72% | 43.18% | 43.54% | |||||||
ROCE | 28.23% | 39.40% | 39.94% | |||||||
EV | ||||||||||
Common stock shares outstanding | 6,668 | 6,303 | 6,300 | |||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | 190,792 | 229,987 | 228,432 | |||||||
EV/EBITDA | ||||||||||
Interest | 3,030 | 3,227 | 3,577 | |||||||
Interest/NOPBT | 1.98% | 1.64% | 1.80% |