Sydbank A/S

Chart & Performance

D1W1MN

P/E

8.08

P/S

2.96

EPS

53.71

Div Yield, %

7.04%

Shrs. gr., 5y

-3.17%

Rev. gr., 5y

14.38%

Revenues

7.55b

-21.13%

Net income

2.76b

-16.38%

CFO

-910m

Dividend

Mar 22, 202430.56 DKK/sh

Earnings

Apr 29, 2025

Profile

Sydbank A/S, together with its subsidiaries, provides various banking products and services to corporate and retail customers in Denmark and internationally. The company operates in Banking, Asset Management, Sydbank Markets, Treasury, and Other segments. It offers various deposits, and loans and advances; and corporate banking services, including financing solutions and advisory services; and international commercial banking services, such as payment and cash management solutions. The company also provides private banking products and services, such as advice related to pensions, investments, and various financial issues; personal and individual advisory services; and payment card, insurance, and investment products and related services. In addition, it offers advisory and asset management services for investment funds, pooled pension plans, foundations, institutional clients, and wealthy customers; and advice and quotes prices as regards bonds, shares, and foreign exchange, as well as undertakes market-making obligations for institutional clients, central banks, asset managers, foreign and other clients, and banks. Further, the company is involved in macro, equity, and fixed income research activities. Additionally, it deals in mortgage bonds; and provides online solutions. As of December 31, 2021, the company operated through a network of 55 branches in Denmark and 3 branches in Germany. Sydbank A/S was founded in 1970 and is headquartered in Aabenraa, Denmark.

URL

https://www.sydbank.com/

IPO date

Aug 22, 1990

Employees

2,053

Domiciled in

Incorporated in

Valuation

Order:

Title DKK in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title DKK in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	7,548,000 -21.13%	9,570,000 77.52%	5,391,000 13.49%
Cost of revenue	1,145,000	1,049,000	1,073,000
Unusual Expense (Income)
NOPBT	6,403,000	8,521,000	4,318,000
NOPBT Margin	84.83%	89.04%	80.10%
Operating Taxes	883,000	939,000	504,000
Tax Rate	13.79%	11.02%	11.67%
NOPAT	5,520,000	7,582,000	3,814,000
Net income	2,762,000 -16.38%	3,303,000 73.75%	1,901,000 34.73%
Dividends	(1,680,000)	(959,000)	(711,000)
Dividend yield	8.60%	5.83%	4.22%
Proceeds from repurchase of equity		(600,000)
BB yield		3.65%
Debt
Debt current			15,768,000
Long-term debt			14,357,000
Deferred revenue			12,000
Other long-term liabilities		57,165,000	(8,699,000)
Net debt	(80,007,000)	(11,786,000)	(60,744,000)
Cash flow
Cash from operating activities	(910,000)	1,870,000	4,372,000
CAPEX	(94,000)	(92,000)	(72,000)
Cash from investing activities	(409,000)	24,000	(214,000)
Cash from financing activities	(1,823,000)	559,000	(1,882,000)
FCF	5,467,000	18,625,000	10,979,000
Balance
Cash	14,139,000	6,904,000	30,212,000
Long term investments	65,868,000	4,882,000	60,657,000
Excess cash	79,629,600	11,307,500	90,599,450
Stockholders' equity	12,975,000	14,989,000	12,265,000
Invested Capital	180,694,000	168,812,500	177,133,000
ROIC	3.16%	4.38%	2.18%
ROCE	3.31%	4.73%	2.28%
EV
Common stock shares outstanding	51,425	56,032	57,550
Price	380.00 29.43%	293.60 0.34%	292.60 41.49%
Market cap	19,541,552 18.79%	16,451,139 -2.30%	16,839,119 37.58%
EV	(60,423,448)	4,704,139	(43,865,881)
EBITDA	6,514,000	8,660,000	4,433,000
EV/EBITDA		0.54
Interest	2,394,000	1,502,000	487,000
Interest/NOPBT	37.39%	17.63%	11.28%