XCSE
LASP
Market cap363mUSD
Apr 04, Last price
715.00DKK
1D
-5.30%
1Q
1.42%
Jan 2017
57.52%
Name
Laan & Spar Bank A/S
Chart & Performance
Profile
Lån & Spar Bank A/S provides various banking products and services in Denmark. The company offers deposits; car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and payment and online banking services. The company was founded in 1880 and is based in Copenhagen, Denmark.
Valuation
Title DKK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 1,634,378 10.79% | 1,475,189 36.09% | 1,083,980 11.02% | |||||||
Cost of revenue | 441,242 | 726,016 | 269,496 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 1,193,136 | 749,173 | 814,484 | |||||||
NOPBT Margin | 73.00% | 50.78% | 75.14% | |||||||
Operating Taxes | 156,739 | 154,967 | 49,443 | |||||||
Tax Rate | 13.14% | 20.69% | 6.07% | |||||||
NOPAT | 1,036,397 | 594,206 | 765,041 | |||||||
Net income | 462,568 -2.21% | 473,018 132.98% | 203,033 0.27% | |||||||
Dividends | (69,036) | (34,552) | (34,602) | |||||||
Dividend yield | 2.89% | 1.51% | 1.55% | |||||||
Proceeds from repurchase of equity | 8,469 | (1,975) | (2,977) | |||||||
BB yield | -0.35% | 0.09% | 0.13% | |||||||
Debt | ||||||||||
Debt current | 151,553 | |||||||||
Long-term debt | 899,508 | 650,000 | ||||||||
Deferred revenue | (1,941) | |||||||||
Other long-term liabilities | (386,466) | |||||||||
Net debt | (17,228,329) | (13,962,877) | (14,317,290) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 2,501,426 | (498,749) | 2,487,781 | |||||||
CAPEX | (16,869) | (9,679) | (55,108) | |||||||
Cash from investing activities | (57,652) | (48,753) | (45,569) | |||||||
Cash from financing activities | 168,162 | 193,497 | 194,223 | |||||||
FCF | (863,507) | 2,506,254 | 720,576 | |||||||
Balance | ||||||||||
Cash | 15,511,566 | 12,720,865 | 13,303,455 | |||||||
Long term investments | 1,716,763 | 2,141,520 | 1,815,388 | |||||||
Excess cash | 17,146,610 | 14,788,626 | 15,064,644 | |||||||
Stockholders' equity | 3,100,595 | 2,857,338 | 2,386,823 | |||||||
Invested Capital | 33,283,788 | 2,872,513 | 27,521,545 | |||||||
ROIC | 5.73% | 3.91% | 2.90% | |||||||
ROCE | 3.28% | 13.07% | 2.72% | |||||||
EV | ||||||||||
Common stock shares outstanding | 3,458 | 3,452 | 3,455 | |||||||
Price | 690.00 3.76% | 665.00 3.10% | 645.00 3.20% | |||||||
Market cap | 2,386,020 3.94% | 2,295,530 3.01% | 2,228,485 3.14% | |||||||
EV | (14,842,309) | (11,667,347) | (12,088,805) | |||||||
EBITDA | 1,264,084 | 839,748 | 887,045 | |||||||
EV/EBITDA | ||||||||||
Interest | 505,393 | 337,348 | 55,182 | |||||||
Interest/NOPBT | 42.36% | 45.03% | 6.78% |