XCSELASP
Market cap328mUSD
Dec 20, Last price
680.00DKK
1D
-0.73%
1Q
0.00%
Jan 2017
49.81%
Name
Laan & Spar Bank A/S
Chart & Performance
Profile
Lån & Spar Bank A/S provides various banking products and services in Denmark. The company offers deposits; car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and payment and online banking services. The company was founded in 1880 and is based in Copenhagen, Denmark.
Valuation
Title DKK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 1,475,189 36.09% | 1,083,980 11.02% | 976,366 9.07% | |||||||
Cost of revenue | 726,016 | 269,496 | 247,183 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 749,173 | 814,484 | 729,183 | |||||||
NOPBT Margin | 50.78% | 75.14% | 74.68% | |||||||
Operating Taxes | 154,967 | 49,443 | 52,907 | |||||||
Tax Rate | 20.69% | 6.07% | 7.26% | |||||||
NOPAT | 594,206 | 765,041 | 676,276 | |||||||
Net income | 473,018 132.98% | 203,033 0.27% | 202,480 32.19% | |||||||
Dividends | (34,552) | (34,602) | (27,650) | |||||||
Dividend yield | 1.51% | 1.55% | 1.28% | |||||||
Proceeds from repurchase of equity | (1,975) | (2,977) | 2,695 | |||||||
BB yield | 0.09% | 0.13% | -0.12% | |||||||
Debt | ||||||||||
Debt current | 151,553 | 37,802 | ||||||||
Long-term debt | 899,508 | 650,000 | 400,000 | |||||||
Deferred revenue | (1,941) | 378,265 | ||||||||
Other long-term liabilities | (386,466) | (400,000) | ||||||||
Net debt | (13,962,877) | (14,317,290) | (12,592,026) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (498,749) | 2,487,781 | 3,132,333 | |||||||
CAPEX | (9,679) | (55,108) | (61,394) | |||||||
Cash from investing activities | (48,753) | (45,569) | (54,893) | |||||||
Cash from financing activities | 193,497 | 194,223 | 157,576 | |||||||
FCF | 2,506,254 | 720,576 | 697,161 | |||||||
Balance | ||||||||||
Cash | 12,720,865 | 13,303,455 | 10,668,473 | |||||||
Long term investments | 2,141,520 | 1,815,388 | 2,361,355 | |||||||
Excess cash | 14,788,626 | 15,064,644 | 12,981,010 | |||||||
Stockholders' equity | 2,857,338 | 2,386,823 | 2,206,925 | |||||||
Invested Capital | 2,872,513 | 27,521,545 | 25,202,029 | |||||||
ROIC | 3.91% | 2.90% | 2.69% | |||||||
ROCE | 13.07% | 2.72% | 2.66% | |||||||
EV | ||||||||||
Common stock shares outstanding | 3,452 | 3,455 | 3,457 | |||||||
Price | 665.00 3.10% | 645.00 3.20% | 625.00 27.55% | |||||||
Market cap | 2,295,530 3.01% | 2,228,485 3.14% | 2,160,625 27.74% | |||||||
EV | (11,667,347) | (12,088,805) | (10,431,401) | |||||||
EBITDA | 839,748 | 887,045 | 804,303 | |||||||
EV/EBITDA | ||||||||||
Interest | 337,348 | 55,182 | 29,742 | |||||||
Interest/NOPBT | 45.03% | 6.78% | 4.08% |