XCSE
DAB
Market cap443mUSD
Apr 04, Last price
13.55DKK
1D
-7.19%
1Q
-5.24%
Jan 2017
227.29%
IPO
-45.80%
Name
Danske Andelskassers Bank A/S
Chart & Performance
Profile
Danske Andelskassers Bank A/S provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. The company offers payment accounts; loans and credit products, such as mortgage, home, building credit, restructuring, and energy loans, as well as car loans, consumer loans, and overdrafts; and debit and credit cards. It also provides pension products; and death, sickness, home, accident, annuity, detached, auto, annual travel, holiday home, motorcycle, and pet insurance, as well as protection for wages. In addition, the company offers investment products; and net and mobile banking, ATM, SMS, and payment services. It operates through full time branches for private and business customers; and agricultural branch. The company was founded in 1969 and is headquartered in Tjele, Denmark.
Valuation
Title DKK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 893,993 -5.23% | 943,314 61.10% | 585,530 -11.62% | |||||||
Cost of revenue | 199,735 | 176,477 | 169,389 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 694,258 | 766,837 | 416,141 | |||||||
NOPBT Margin | 77.66% | 81.29% | 71.07% | |||||||
Operating Taxes | 68,051 | 8,232 | (4,205) | |||||||
Tax Rate | 9.80% | 1.07% | ||||||||
NOPAT | 626,207 | 758,605 | 420,346 | |||||||
Net income | 286,591 -3.05% | 295,613 98.06% | 149,251 -24.44% | |||||||
Dividends | (83,760) | (40,895) | (53,842) | |||||||
Dividend yield | 2.64% | 1.82% | 2.75% | |||||||
Proceeds from repurchase of equity | (95) | 309,163 | (98,427) | |||||||
BB yield | 0.00% | -13.77% | 5.03% | |||||||
Debt | ||||||||||
Debt current | 151,735 | |||||||||
Long-term debt | 34,780 | 378,584 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 5,093,178 | (345,100) | ||||||||
Net debt | (9,095,602) | (7,729,863) | (5,782,039) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 296,959 | (425,431) | (31,249) | |||||||
CAPEX | (624) | (2,222) | (960) | |||||||
Cash from investing activities | (624) | (2,222) | (960) | |||||||
Cash from financing activities | 40,400 | 570,877 | 21,946 | |||||||
FCF | 2,157,120 | (8,073,329) | 366,707 | |||||||
Balance | ||||||||||
Cash | 1,623,129 | 1,317,239 | 1,470,060 | |||||||
Long term investments | 7,472,473 | 6,447,404 | 4,842,298 | |||||||
Excess cash | 9,050,902 | 7,717,477 | 6,283,082 | |||||||
Stockholders' equity | 1,956,199 | 2,544,896 | 1,928,354 | |||||||
Invested Capital | 15,373,824 | 13,599,478 | 3,227,833 | |||||||
ROIC | 4.32% | 9.02% | 13.87% | |||||||
ROCE | 4.01% | 4.75% | 8.07% | |||||||
EV | ||||||||||
Common stock shares outstanding | 223,063 | 214,813 | 189,948 | |||||||
Price | 14.25 36.36% | 10.45 1.46% | 10.30 -3.74% | |||||||
Market cap | 3,178,650 41.60% | 2,244,800 14.74% | 1,956,463 -3.59% | |||||||
EV | (5,916,952) | (5,485,063) | (3,825,576) | |||||||
EBITDA | 694,258 | 766,837 | 425,417 | |||||||
EV/EBITDA | ||||||||||
Interest | 70,045 | 60,705 | 22,084 | |||||||
Interest/NOPBT | 10.09% | 7.92% | 5.31% |