XCSEDAB
Market cap433mUSD
Dec 20, Last price
13.90DKK
1D
3.73%
1Q
15.83%
Jan 2017
235.75%
IPO
-44.40%
Name
Danske Andelskassers Bank A/S
Chart & Performance
Profile
Danske Andelskassers Bank A/S provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. The company offers payment accounts; loans and credit products, such as mortgage, home, building credit, restructuring, and energy loans, as well as car loans, consumer loans, and overdrafts; and debit and credit cards. It also provides pension products; and death, sickness, home, accident, annuity, detached, auto, annual travel, holiday home, motorcycle, and pet insurance, as well as protection for wages. In addition, the company offers investment products; and net and mobile banking, ATM, SMS, and payment services. It operates through full time branches for private and business customers; and agricultural branch. The company was founded in 1969 and is headquartered in Tjele, Denmark.
Valuation
Title DKK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 943,314 61.10% | 585,530 -11.62% | 662,480 8.85% | |||||||
Cost of revenue | 176,477 | 169,389 | 177,266 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 766,837 | 416,141 | 485,214 | |||||||
NOPBT Margin | 81.29% | 71.07% | 73.24% | |||||||
Operating Taxes | 8,232 | (4,205) | 4,484 | |||||||
Tax Rate | 1.07% | 0.92% | ||||||||
NOPAT | 758,605 | 420,346 | 480,730 | |||||||
Net income | 295,613 98.06% | 149,251 -24.44% | 197,539 128.52% | |||||||
Dividends | (40,895) | (53,842) | (25,980) | |||||||
Dividend yield | 1.82% | 2.75% | 1.28% | |||||||
Proceeds from repurchase of equity | 309,163 | (98,427) | (8,640) | |||||||
BB yield | -13.77% | 5.03% | 0.43% | |||||||
Debt | ||||||||||
Debt current | 151,735 | 177,205 | ||||||||
Long-term debt | 34,780 | 378,584 | 278,969 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 5,093,178 | (345,100) | (245,426) | |||||||
Net debt | (7,729,863) | (5,782,039) | (5,781,694) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (425,431) | (31,249) | 589,945 | |||||||
CAPEX | (2,222) | (960) | (1,659) | |||||||
Cash from investing activities | (2,222) | (960) | 1,659 | |||||||
Cash from financing activities | 570,877 | 21,946 | (211,231) | |||||||
FCF | (8,073,329) | 366,707 | (880,600) | |||||||
Balance | ||||||||||
Cash | 1,317,239 | 1,470,060 | 1,451,795 | |||||||
Long term investments | 6,447,404 | 4,842,298 | 4,786,073 | |||||||
Excess cash | 7,717,477 | 6,283,082 | 6,204,744 | |||||||
Stockholders' equity | 2,544,896 | 1,928,354 | 1,835,456 | |||||||
Invested Capital | 13,599,478 | 3,227,833 | 2,833,725 | |||||||
ROIC | 9.02% | 13.87% | 17.55% | |||||||
ROCE | 4.75% | 8.07% | 10.39% | |||||||
EV | ||||||||||
Common stock shares outstanding | 214,813 | 189,948 | 189,657 | |||||||
Price | 10.45 1.46% | 10.30 -3.74% | 10.70 46.58% | |||||||
Market cap | 2,244,800 14.74% | 1,956,463 -3.59% | 2,029,335 50.41% | |||||||
EV | (5,485,063) | (3,825,576) | (3,752,359) | |||||||
EBITDA | 766,837 | 425,417 | 495,382 | |||||||
EV/EBITDA | ||||||||||
Interest | 60,705 | 22,084 | 17,491 | |||||||
Interest/NOPBT | 7.92% | 5.31% | 3.60% |