Kbc Groep NV

Chart & Performance

D1W1MN

P/E

8.55

P/S

2.70

EPS

8.58

Div Yield, %

5.72%

Shrs. gr., 5y

0.29%

Rev. gr., 5y

7.68%

Revenues

11.23b

+32.26%

Net income

3.40b

+20.72%

CFO

-20.19b

Dividend

Nov 12, 20240.7 EUR/sh

Earnings

May 02, 2025

Profile

KBC Group NV, together with its subsidiaries, provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. The company offers demand deposits and savings accounts; home and mortgage loans; consumer finance and SME funding services; credit, investment fund and asset management, and life and non-life insurance; and cash management, payments, trade finance, lease, money market, capital market products, and stockbroking services. It also provides Internet and mobile banking services. As of December 31, 2021, it operated 439 bank branches and 310 insurance agencies in Belgium; 208 bank branches in the Czech Republic; 123 bank branches in Slovakia; 198 bank branches in Hungary; 168 bank branches in Bulgaria; and 12 bank branches in Ireland. KBC Group NV serves customers through agents, brokers, and various electronic channels. The company was formerly known as KBC Bank and Insurance Holding Company NV and changed its name to KBC Group NV in March 2005. KBC Group NV was incorporated in 1935 and is headquartered in Brussels, Belgium.

URL

https://www.kbc.com

IPO date

May 21, 1992

Employees

35,235

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	11,230,000 32.26%	8,491,000 13.50%	7,481,000 4.66%
Cost of revenue	834,000	1,238,000	1,144,000
Unusual Expense (Income)
NOPBT	10,396,000	7,253,000	6,337,000
NOPBT Margin	92.57%	85.42%	84.71%
Operating Taxes	778,000	608,000	804,000
Tax Rate	7.48%	8.38%	12.69%
NOPAT	9,618,000	6,645,000	5,533,000
Net income	3,402,000 20.72%	2,818,000 7.80%	2,614,000 81.53%
Dividends	(1,663,000)	(3,585,000)	(1,433,000)
Dividend yield	6.82%	14.31%	4.55%
Proceeds from repurchase of equity	(490,000)	(223,000)	(1,005,000)
BB yield	2.01%	0.89%	3.19%
Debt
Debt current		11,091,000	3,293,000
Long-term debt	26,206,000	18,981,000	20,090,000
Deferred revenue		334,930,000	19,742,000
Other long-term liabilities	296,518,000	(18,913,000)	(20,090,000)
Net debt	(85,978,000)	(93,017,000)	(91,292,000)
Cash flow
Cash from operating activities	(20,194,000)	11,766,000	14,043,000
CAPEX	(988,000)	(920,000)	(930,000)
Cash from investing activities	1,982,000	(4,960,000)	822,000
Cash from financing activities	5,021,000	(3,382,000)	(448,000)
FCF	(169,073,000)	25,432,000	4,349,000
Balance
Cash	34,752,000	51,427,000	40,663,000
Long term investments	77,432,000	71,662,000	74,012,000
Excess cash	111,622,500	122,664,450	114,300,950
Stockholders' equity	15,793,000	14,860,000	16,049,000
Invested Capital	331,128,000	111,427,000	124,727,000
ROIC	4.35%	5.63%	4.49%
ROCE	3.00%	5.74%	4.49%
EV
Common stock shares outstanding	415,000	417,000	417,000
Price	58.72 -2.26%	60.08 -20.38%	75.46 31.74%
Market cap	24,368,800 -2.73%	25,053,361 -20.38%	31,466,820 32.06%
EV	(61,609,200)	(66,868,639)	(59,825,180)
EBITDA	10,782,000	7,877,000	6,814,000
EV/EBITDA
Interest	14,697,000	6,064,000	1,869,000
Interest/NOPBT	141.37%	83.61%	29.49%