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XASX
RMC
Market cap231mUSD
Jul 25, Last price  
0.89AUD
1D
-2.20%
1Q
4.71%
Jan 2017
117.07%
IPO
-11.00%
Name

Resimac Group Ltd

Chart & Performance

D1W1MN
P/E
10.17
P/S
0.35
EPS
0.09
Div Yield, %
7.87%
Shrs. gr., 5y
-0.38%
Rev. gr., 5y
47.48%
Revenues
1.01b
+371.76%
-16,679,0006,518,0006,982,00013,999,00022,135,00020,350,00033,717,00032,515,00033,224,000-20,630,000-21,989,000-5,169,000117,657,000130,609,000144,219,000472,483,000478,684,000501,353,000213,297,0001,006,252,000
Net income
35m
-47.94%
1,388,0002,597,0002,390,000-12,511,0007,166,00012,253,0009,162,0008,110,0007,736,0006,205,0005,608,0005,253,00015,768,00025,320,00047,185,00055,908,000107,557,000102,147,00066,446,00034,590,000
CFO
-107m
L
4,167,0008,980,0009,090,0002,237,00014,996,0003,071,0004,152,0006,549,0003,464,0006,020,0003,902,0005,870,000-1,206,478,000-1,944,587,000-1,688,418,000-3,483,869,000-1,447,461,000-1,584,634,0002,021,148,000-107,184,000
Dividend
Sep 05, 20240.035 AUD/sh
Earnings
Aug 27, 2025

Profile

Resimac Group Limited, a non-bank financial institution, provides residential mortgage and asset finance lending solutions in Australia and New Zealand. The company operates in two segments, Australian Lending Business and New Zealand Lending Business. It offers prime and specialist lending products; SME/commercial finance products; and home and car loans. The company also provides mortgage originator, trustee, lender, manager, and broker services; and LMI captive insurer and record lending services. In addition, it acts as a trust manager and servicer; and an issuer of residential mortgage-backed securities. Further, the company provides warehouse mortgages and managed investment trust services. Resimac Group Ltd offers its products and services through brokers, wholesale partners, and direct retail networks, as well as direct-to-consumer channel primarily under the Resimac, Resimac Asset Finance, and homeloans.com.au brands. The company was formerly known as Homeloans Limited and changed its name to Resimac Group Resimac Group Limited in December 2018. Resimac Group Limited was founded in 1985 and is based in Sydney, Australia.
IPO date
Mar 19, 2001
Employees
250
Domiciled in
AU
Incorporated in
AU

Valuation

Title
AUD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2024‑062023‑062022‑062021‑062020‑062019‑062018‑062017‑062016‑06
Income
Revenues
1,006,252
371.76%
213,297
-57.46%
Cost of revenue
69,873
57,416
Unusual Expense (Income)
NOPBT
936,379
155,881
NOPBT Margin
93.06%
73.08%
Operating Taxes
15,320
28,926
Tax Rate
1.64%
18.56%
NOPAT
921,059
126,955
Net income
34,590
-47.94%
66,446
-34.95%
Dividends
(30,101)
(32,173)
Dividend yield
8.75%
8.62%
Proceeds from repurchase of equity
(773)
(4,517)
BB yield
0.22%
1.21%
Debt
Debt current
14,422,949
Long-term debt
11,234
9,928,015
Deferred revenue
2,234
Other long-term liabilities
(5,617)
(7,666)
Net debt
13,544,529
8,788,815
Cash flow
Cash from operating activities
(107,184)
2,021,148
CAPEX
(68)
(176)
Cash from investing activities
(9,288)
(4,015)
Cash from financing activities
(97,798)
(1,864,703)
FCF
(13,517,785)
3,898,963
Balance
Cash
870,999
1,085,417
Long term investments
18,655
53,783
Excess cash
839,341
1,128,535
Stockholders' equity
354,820
415,383
Invested Capital
29,162,834
14,570,637
ROIC
4.21%
0.71%
ROCE
3.17%
1.04%
EV
Common stock shares outstanding
400,227
407,864
Price
0.86
-6.01%
0.92
-20.43%
Market cap
344,195
-7.77%
373,196
-20.43%
EV
13,889,035
9,162,121
EBITDA
936,379
158,304
EV/EBITDA
14.83
57.88
Interest
835,730
679,624
Interest/NOPBT
89.25%
435.99%