XASXFSA
Market cap60mUSD
Jan 10, Last price
0.80AUD
1D
0.00%
1Q
-4.76%
Jan 2017
-38.46%
Name
FSA Group Ltd
Chart & Performance
Profile
FSA Group Limited, together with its subsidiaries, provides debt solutions and direct lending services to individuals and businesses in Australia. The company operates in Services and Lending segments. The Services segment offers informal arrangements, debt agreement, personal insolvency agreement, and bankruptcy services. The Lending segment provides home loans and personal loans to clients to purchase a property and motor vehicle, as well as consolidate their debt. This segment also offers asset finance to small and medium enterprises to purchase a vehicle and business-critical equipment. The company also provides accounting and taxation services. FSA Group Limited was incorporated in 2000 and is headquartered in Darlinghurst, Australia.
Valuation
Title AUD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | 2018‑06 | 2017‑06 | 2016‑06 | 2015‑06 | |
Income | ||||||||||
Revenues | 100,983 20.46% | 83,834 19.33% | 70,252 -1.91% | |||||||
Cost of revenue | 28,671 | 27,051 | 25,078 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 72,311 | 56,782 | 45,174 | |||||||
NOPBT Margin | 71.61% | 67.73% | 64.30% | |||||||
Operating Taxes | 3,750 | 6,170 | 8,221 | |||||||
Tax Rate | 5.19% | 10.87% | 18.20% | |||||||
NOPAT | 68,561 | 50,612 | 36,954 | |||||||
Net income | 7,346 -43.48% | 12,996 -24.53% | 17,220 -14.37% | |||||||
Dividends | (10,086) | (8,564) | (8,178) | |||||||
Dividend yield | 9.95% | 7.14% | 5.72% | |||||||
Proceeds from repurchase of equity | (1,009) | (5,719) | ||||||||
BB yield | 0.84% | 4.00% | ||||||||
Debt | ||||||||||
Debt current | 1,609 | 1,389 | 1,248 | |||||||
Long-term debt | 762,579 | 606,718 | 510,361 | |||||||
Deferred revenue | 286 | 673 | ||||||||
Other long-term liabilities | 360 | (11,259) | (8,752) | |||||||
Net debt | (61,671) | 589,087 | 493,274 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 14,879 | 22,323 | 26,192 | |||||||
CAPEX | (202) | (1,448) | (425) | |||||||
Cash from investing activities | (168,439) | (99,766) | (50,250) | |||||||
Cash from financing activities | 144,870 | 77,968 | 24,882 | |||||||
FCF | 65,754 | 47,980 | 37,223 | |||||||
Balance | ||||||||||
Cash | 5,353 | 36,450 | 35,925 | |||||||
Long term investments | 820,505 | (17,428) | (17,589) | |||||||
Excess cash | 820,809 | 14,830 | 14,823 | |||||||
Stockholders' equity | 100,277 | 101,304 | 96,078 | |||||||
Invested Capital | 759,548 | 686,745 | 600,347 | |||||||
ROIC | 9.48% | 7.86% | 6.78% | |||||||
ROCE | 8.38% | 8.01% | 7.25% | |||||||
EV | ||||||||||
Common stock shares outstanding | 121,346 | 122,301 | 125,484 | |||||||
Price | 0.84 -14.80% | 0.98 -14.04% | 1.14 9.62% | |||||||
Market cap | 101,324 -15.46% | 119,855 -16.22% | 143,051 10.25% | |||||||
EV | 52,825 | 722,227 | 648,039 | |||||||
EBITDA | 73,965 | 58,031 | 46,428 | |||||||
EV/EBITDA | 0.71 | 12.45 | 13.96 | |||||||
Interest | 48,878 | 29,117 | 12,002 | |||||||
Interest/NOPBT | 67.59% | 51.28% | 26.57% |