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XASXEML
Market cap191mUSD
Dec 27, Last price  
0.81AUD
1D
0.00%
1Q
23.66%
Jan 2017
-55.19%
IPO
-36.32%
Name

EML Payments Ltd

Chart & Performance

D1W1MN
XASX:EML chart
P/E
—
P/S
1.84
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
0.77%
Rev. gr., 5y
11.50%
Revenues
168m
-34.15%
0009826,7610005,033,6175,184,09214,436,79923,311,00057,960,00071,020,00097,195,000120,969,000192,396,000232,518,000254,426,000167,529,000
Net income
-26m
L-90.70%
0-146,717-1,629,969-890,554-3,111,956-385,622-5,156,286-10,027,335-5,359,071-5,412,3582,857,37887,5229,0002,208,0008,450,000-7,143,000-28,695,000-4,801,000-284,824,000-26,485,000
CFO
14m
-96.41%
0000000-3,099,174-3,187,022-352,0031,978,00019,255,0006,372,00029,162,00020,741,00046,860,000262,817,000391,778,00014,072,000
Earnings
Feb 26, 2025

Profile

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking. This segment also provides issuance, processing, and program management services. The Gift and Incentives segment provides single load gift cards for shopping malls and incentive programs. The Digital Payments segment offers payment options for open banking, buy-now pay-later providers, and bill payment providers. The company also offers banking, credit, and disbursements services, as well as earned wage access, gifts, incentives and rewards, open banking, and forex payment solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Brisbane, Australia.
URL
https://www.emlpayments.com/
IPO date
Jan 18, 2006
Employees
659
Domiciled in
AU
Incorporated in
AU

Valuation

Title
AUD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑062023‑062022‑062021‑062020‑062019‑062018‑062017‑062016‑062015‑06
Income
Revenues
167,529
-34.15%
254,426
9.42%
232,518
20.85%
Cost of revenue
138,969
222,325
183,975
Unusual Expense (Income)
NOPBT
28,560
32,101
48,543
NOPBT Margin
17.05%
12.62%
20.88%
Operating Taxes
12,045
3,066
4,461
Tax Rate
42.17%
9.55%
9.19%
NOPAT
16,515
29,035
44,082
Net income
(26,485)
-90.70%
(284,824)
5,832.60%
(4,801)
-83.27%
Dividends
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current
87,613
24,951
3,721
Long-term debt
7,841
78,290
87,685
Deferred revenue
5,430
6,186
Other long-term liabilities
14,291
(17,693)
(24,375)
Net debt
(374,467)
(2,545,974)
(1,999,282)
Cash flow
Cash from operating activities
14,072
391,778
262,817
CAPEX
(12,943)
(11,743)
(14,058)
Cash from investing activities
(34,182)
(877)
(71,145)
Cash from financing activities
(7,971)
(2,172)
46,254
FCF
395,868
(2,065,174)
349,285
Balance
Cash
43,060
2,331,394
1,783,414
Long term investments
426,861
317,821
307,274
Excess cash
461,545
2,636,494
2,079,062
Stockholders' equity
159,022
174,553
437,117
Invested Capital
104,927
116,687
130,779
ROIC
14.90%
23.47%
43.93%
ROCE
10.41%
10.55%
8.28%
EV
Common stock shares outstanding
374,635
373,886
376,477
Price
0.93
48.80%
0.63
-49.19%
1.23
-64.66%
Market cap
348,411
49.10%
233,679
-49.54%
463,067
-63.09%
EV
(26,056)
(2,312,295)
(1,536,215)
EBITDA
53,422
67,172
78,486
EV/EBITDA
Interest
5,197
9,955
9,026
Interest/NOPBT
18.20%
31.01%
18.59%