XASXCCR
Market cap83mUSD
Dec 27, Last price
0.32AUD
1D
0.00%
1Q
0.00%
IPO
-56.16%
Name
Credit Clear Ltd
Chart & Performance
P/E
—
P/S
3.20
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
12.97%
Rev. gr., 5y
112.38%
Revenues
42m
+20.17%
Net income
-4m
L-59.33%
CFO
4m
P
Earnings
Feb 24, 2025
Profile
Credit Clear Limited engages in the development and implementation of receivables management platform, and provision of receivable collection services. The company operates in two segments, Receivable Collections and Legal Services. It offers technology-enabled communications platform that helps organizations to drive financial outcomes by changing the way customers manage their re-payments. The company also provides credit legal services. It serves the consumer, trade credit, automotive, financial services, government, utility, and insurance industries in Australia and New Zealand. The company was incorporated in 2015 and is based in Southbank, Australia.
Valuation
Title AUD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | 2018‑06 | 2017‑06 | |
| Income | ||||||||
Revenues | 42,001 20.17% | 34,951 62.85% | 21,462 95.46% | |||||
Cost of revenue | 25,417 | 51,648 | 40,600 | |||||
Unusual Expense (Income) | ||||||||
NOPBT | 16,584 | (16,697) | (19,138) | |||||
NOPBT Margin | 39.48% | |||||||
Operating Taxes | (67) | 18 | (3,455) | |||||
Tax Rate | ||||||||
NOPAT | 16,651 | (16,715) | (15,683) | |||||
Net income | (4,497) -59.33% | (11,058) -0.66% | (11,132) 38.82% | |||||
Dividends | ||||||||
Dividend yield | ||||||||
Proceeds from repurchase of equity | 500 | 7,581 | 35,447 | |||||
BB yield | -0.46% | -9.23% | -38.68% | |||||
| Debt | ||||||||
Debt current | 1,071 | 1,032 | 840 | |||||
Long-term debt | 7,477 | 8,212 | 1,664 | |||||
Deferred revenue | (710) | |||||||
Other long-term liabilities | 469 | 667 | 639 | |||||
Net debt | (11,229) | (7,988) | (12,490) | |||||
| Cash flow | ||||||||
Cash from operating activities | 3,694 | (2,782) | (5,931) | |||||
CAPEX | (1,537) | (1,755) | (1,433) | |||||
Cash from investing activities | (2,204) | (2,042) | (29,300) | |||||
Cash from financing activities | (346) | 6,621 | 34,687 | |||||
FCF | 17,715 | (20,019) | (16,555) | |||||
| Balance | ||||||||
Cash | 18,816 | 16,065 | 14,372 | |||||
Long term investments | 961 | 1,167 | 622 | |||||
Excess cash | 17,677 | 15,484 | 13,921 | |||||
Stockholders' equity | 59,274 | 61,287 | 60,389 | |||||
Invested Capital | 46,340 | 51,608 | 48,069 | |||||
ROIC | 34.00% | |||||||
ROCE | 25.91% | |||||||
| EV | ||||||||
Common stock shares outstanding | 415,343 | 373,318 | 273,562 | |||||
Price | 0.26 18.18% | 0.22 -34.33% | 0.34 -41.74% | |||||
Market cap | 107,989 31.49% | 82,130 -10.38% | 91,643 -24.31% | |||||
EV | 96,760 | 74,142 | 79,153 | |||||
EBITDA | 16,584 | (10,628) | (15,190) | |||||
EV/EBITDA | 5.83 | |||||||
Interest | 397 | 139 | 143 | |||||
Interest/NOPBT | 2.39% | |||||||