XASXCCP
Market cap680mUSD
Dec 23, Last price
16.04AUD
1D
0.00%
1Q
5.18%
Jan 2017
-10.59%
Name
Credit Corp Group Ltd
Chart & Performance
Profile
Credit Corp Group Limited provides debt ledger purchase and collection, and consumer lending services in Australia and the United States. The company operates through three segments: Debt Ledger Purchasing Australia and New Zealand; Debt Ledger Purchasing United States; and Consumer Lending Australia, New Zealand and the United States. The company offers debt sale, contingency and agency collection, local government debt recovery, and hardship and insolvency management services, as well as various loan products. It provides financial services under the Wallet Wizard, ClearCash, CarStart Finance, Resolvr, and Wizpay brands. The company was founded in 1992 and is headquartered in Sydney, Australia.
IPO date
Sep 04, 2000
Employees
2,261
Domiciled in
AU
Incorporated in
AU
Valuation
Title AUD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | 2018‑06 | 2017‑06 | 2016‑06 | 2015‑06 | |
Income | ||||||||||
Revenues | 399,711 -15.56% | 473,369 15.12% | 411,200 18.89% | |||||||
Cost of revenue | 198,141 | 274,665 | 228,179 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 201,570 | 198,704 | 183,021 | |||||||
NOPBT Margin | 50.43% | 41.98% | 44.51% | |||||||
Operating Taxes | 22,085 | 37,108 | 42,299 | |||||||
Tax Rate | 10.96% | 18.68% | 23.11% | |||||||
NOPAT | 179,485 | 161,596 | 140,722 | |||||||
Net income | 50,707 -44.43% | 91,251 -9.40% | 100,716 14.28% | |||||||
Dividends | (42,179) | (40,054) | (49,983) | |||||||
Dividend yield | 4.09% | 2.93% | 3.63% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 10,572 | 13,834 | 7,910 | |||||||
Long-term debt | 433,956 | 355,338 | 150,052 | |||||||
Deferred revenue | (89,680) | (76,010) | ||||||||
Other long-term liabilities | 3,858 | (29,299) | 66,252 | |||||||
Net debt | 409,679 | 403,458 | 207,017 | |||||||
Cash flow | ||||||||||
Cash from operating activities | (48,583) | 63,578 | (10,226) | |||||||
CAPEX | (1,465) | (1,330) | (3,820) | |||||||
Cash from investing activities | (1,465) | (164,362) | (93,890) | |||||||
Cash from financing activities | 20,020 | 136,648 | 71,538 | |||||||
FCF | 151,397 | (192,999) | 137,509 | |||||||
Balance | ||||||||||
Cash | 34,849 | 58,820 | 23,705 | |||||||
Long term investments | (93,106) | (72,760) | ||||||||
Excess cash | 14,863 | |||||||||
Stockholders' equity | 825,671 | 817,416 | 740,641 | |||||||
Invested Capital | 1,231,848 | 1,169,594 | 949,362 | |||||||
ROIC | 14.95% | 15.25% | 16.46% | |||||||
ROCE | 16.06% | 16.86% | 19.08% | |||||||
EV | ||||||||||
Common stock shares outstanding | 68,867 | 68,932 | 67,833 | |||||||
Price | 14.97 -24.39% | 19.80 -2.37% | 20.28 -31.79% | |||||||
Market cap | 1,030,939 -24.47% | 1,364,854 -0.79% | 1,375,653 -31.79% | |||||||
EV | 1,440,618 | 1,768,312 | 1,582,670 | |||||||
EBITDA | 201,570 | 209,864 | 193,531 | |||||||
EV/EBITDA | 7.15 | 8.43 | 8.18 | |||||||
Interest | 25,929 | 16,988 | 5,166 | |||||||
Interest/NOPBT | 12.86% | 8.55% | 2.82% |