Loading...
XASX
CCP
Market cap579mUSD
May 22, Last price  
13.28AUD
1D
-2.78%
1Q
-14.98%
Jan 2017
-25.98%
Name

Credit Corp Group Ltd

Chart & Performance

D1W1MN
P/E
17.83
P/S
2.26
EPS
0.74
Div Yield, %
2.86%
Shrs. gr., 5y
6.71%
Rev. gr., 5y
7.86%
Revenues
400m
-15.56%
50,259,93941,977,70760,055,31367,426,000155,077,00093,317,000113,528,000124,394,000142,374,000157,970,000173,786,000199,489,000229,523,000257,683,000273,767,000381,979,000345,863,000411,200,000473,369,000399,711,000
Net income
51m
-44.43%
25,82114,411,05919,631,2115,361,00011,397,00013,543,00021,024,00026,578,00031,986,00034,765,00038,411,00045,921,00055,158,00064,290,00070,285,00015,454,00088,130,000100,716,00091,251,00050,707,000
CFO
-49m
L
0000000010,420,000-11,413,000-1,377,000-62,473,000-37,204,00023,934,000-3,083,000127,529,00091,788,000-10,226,00063,578,000-48,583,000
Dividend
Sep 16, 20240.23 AUD/sh
Earnings
Jul 28, 2025

Profile

Credit Corp Group Limited provides debt ledger purchase and collection, and consumer lending services in Australia and the United States. The company operates through three segments: Debt Ledger Purchasing – Australia and New Zealand; Debt Ledger Purchasing – United States; and Consumer Lending – Australia, New Zealand and the United States. The company offers debt sale, contingency and agency collection, local government debt recovery, and hardship and insolvency management services, as well as various loan products. It provides financial services under the Wallet Wizard, ClearCash, CarStart Finance, Resolvr, and Wizpay brands. The company was founded in 1992 and is headquartered in Sydney, Australia.
URL
https://www.creditcorpgroup.com.au/
IPO date
Sep 04, 2000
Employees
2,261
Domiciled in
AU
Incorporated in
AU

Valuation

Title
AUD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑062023‑062022‑062021‑062020‑062019‑062018‑062017‑062016‑062015‑06
Income
Revenues
399,711
-15.56%
473,369
15.12%
411,200
18.89%
Cost of revenue
233,561
274,665
228,179
Unusual Expense (Income)
NOPBT
166,150
198,704
183,021
NOPBT Margin
41.57%
41.98%
44.51%
Operating Taxes
22,085
37,108
42,299
Tax Rate
13.29%
18.68%
23.11%
NOPAT
144,065
161,596
140,722
Net income
50,707
-44.43%
91,251
-9.40%
100,716
14.28%
Dividends
(42,179)
(40,054)
(49,983)
Dividend yield
4.09%
2.93%
3.63%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
10,572
13,834
7,910
Long-term debt
433,956
355,338
150,052
Deferred revenue
(89,680)
(76,010)
Other long-term liabilities
3,858
(29,299)
66,252
Net debt
409,679
403,458
207,017
Cash flow
Cash from operating activities
(48,583)
63,578
(10,226)
CAPEX
(1,465)
(1,330)
(3,820)
Cash from investing activities
(1,465)
(164,362)
(93,890)
Cash from financing activities
20,020
136,648
71,538
FCF
115,977
(192,999)
137,509
Balance
Cash
34,849
58,820
23,705
Long term investments
(93,106)
(72,760)
Excess cash
14,863
Stockholders' equity
825,671
817,416
740,641
Invested Capital
1,231,848
1,169,594
949,362
ROIC
12.00%
15.25%
16.46%
ROCE
13.24%
16.86%
19.08%
EV
Common stock shares outstanding
68,867
68,932
67,833
Price
14.97
-24.39%
19.80
-2.37%
20.28
-31.79%
Market cap
1,030,939
-24.47%
1,364,854
-0.79%
1,375,653
-31.79%
EV
1,440,618
1,768,312
1,582,670
EBITDA
166,150
209,864
193,531
EV/EBITDA
8.67
8.43
8.18
Interest
25,929
16,988
5,166
Interest/NOPBT
15.61%
8.55%
2.82%