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XASXBFL
Market cap1.91bUSD
Dec 20, Last price  
6.55AUD
1D
-1.36%
1Q
5.82%
IPO
25.96%
Name

BSP Financial Group Ltd

Chart & Performance

D1W1MN
XASX:BFL chart
P/E
8.72
P/S
2.78
EPS
1.91
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
6.26%
Revenues
2.64b
+2.66%
1,137,649,0001,443,501,0001,421,935,0001,457,234,0001,693,435,0001,920,672,0002,064,264,9992,072,167,0001,950,161,0002,341,225,0002,571,812,0002,640,183,000
Net income
890m
-17.65%
407,744,000436,828,000507,339,000531,879,000643,451,000757,003,000844,072,000890,363,000806,218,0001,075,217,9991,081,069,000890,214,999
CFO
-699m
L
-268,403,000188,509,000-1,037,569,999-381,046,000-684,673,000-216,556,000-350,032,00037,116,000842,351,0003,470,452,0002,658,199,999-699,202,000
Dividend
Aug 27, 20240.13927 AUD/sh
Earnings
May 16, 2025

Profile

BSP Financial Group Limited provides commercial banking and finance services to individual and corporate customers in Papua New Guinea, the Solomon Islands, the Fiji, the Cook Islands, Samoa, Tonga, Vanuatu, Cambodia, and Laos. The company's products and services include transaction, saving, solicitor's trust, foreign currency,and business cheque accounts, as well as term deposits; personal, home, personal asset, bridging, tailored business, commercial and residential property investment, construction development, and seasonal finance loans; debit cards; SME business loans; overdraft, asset financing, insurance premium funding, prioritized loan processing, safety deposit box, and electronic banking services; and online business banking services. It also offers FX payment, foreign currency notes, and tax clearance procedure services; documentary collection, trade refinance, and letters of credit; and fund management and life insurance business service. The company was formerly known as Bank of South Pacific Limited and changed its name to BSP Financial Group Limited in March 2021. BSP Financial Group Limited was founded in 1957 and is based in Port Moresby, Papua New Guinea.
URL
https://www.bsp.com.pg/
IPO date
May 25, 2021
Employees
Domiciled in
PG
Incorporated in
PG

Valuation

Title
PGK in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
2,640,183
2.66%
2,571,812
9.85%
2,341,225
20.05%
Cost of revenue
439,171
571,826
547,725
Unusual Expense (Income)
NOPBT
2,201,012
1,999,986
1,793,500
NOPBT Margin
83.37%
77.77%
76.61%
Operating Taxes
663,178
344,039
450,641
Tax Rate
30.13%
17.20%
25.13%
NOPAT
1,537,834
1,655,947
1,342,859
Net income
890,215
-17.65%
1,081,069
0.54%
1,075,218
33.37%
Dividends
(831,616)
(788,906)
(676,464)
Dividend yield
32.84%
34.46%
33.91%
Proceeds from repurchase of equity
(23)
BB yield
0.00%
Debt
Debt current
279,816
532,061
510,876
Long-term debt
246,480
245,614
Deferred revenue
Other long-term liabilities
32,707,957
(246,480)
(245,614)
Net debt
(22,640,882)
(18,015,856)
(14,234,575)
Cash flow
Cash from operating activities
(699,202)
2,658,200
3,470,452
CAPEX
(74,798)
Cash from investing activities
(1,363,827)
(379,460)
Cash from financing activities
2,446,757
FCF
2,034,393
2,123,201
(3,839,586)
Balance
Cash
15,424,136
13,405,932
10,414,405
Long term investments
7,496,562
5,388,465
4,576,660
Excess cash
22,788,689
18,665,806
14,874,004
Stockholders' equity
4,243,330
4,013,053
3,794,965
Invested Capital
32,987,773
30,409,112
27,162,179
ROIC
4.85%
5.75%
9.80%
ROCE
5.91%
5.81%
5.79%
EV
Common stock shares outstanding
467,220
467,223
467,228
Price
5.42
10.61%
4.90
14.75%
4.27
 
Market cap
2,532,332
10.61%
2,289,393
14.75%
1,995,064
 
EV
(20,107,849)
(15,725,736)
(12,238,733)
EBITDA
2,201,012
2,077,700
1,872,318
EV/EBITDA
Interest
118,097
89,936
106,675
Interest/NOPBT
5.37%
4.50%
5.95%