XASXAFG
Market cap256mUSD
Dec 23, Last price
1.52AUD
1D
0.00%
1Q
-1.30%
Jan 2017
28.81%
IPO
25.62%
Name
Australian Finance Group Ltd
Chart & Performance
Profile
Australian Finance Group Limited, together with its subsidiaries, engages in the mortgage broking business in Australia. It operates in two segments, Aggregation and AFG Home Loans. The company is involved in the mortgage origination and management of home and commercial loans, and consumer asset finance; and distribution of own branded home loan products. It offers business loans, such as equipment finance, inventory finance, franchisee loans, debtor finance, commercial property finance, and working capital finance. The company also offers Suite360 platform, commercial and business broking, smart marketing platform, and analytics and business data solutions. The company was formerly known as Australian Finance Group Pty Ltd. Australian Finance Group Limited was incorporated in 1994 and is headquartered in West Perth, Australia.
Valuation
Title AUD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | 2018‑06 | 2017‑06 | 2016‑06 | 2015‑06 | |
Income | ||||||||||
Revenues | 1,097,018 7.06% | 1,024,688 7.94% | 949,337 24.67% | |||||||
Cost of revenue | 796,689 | 705,319 | 758,988 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 300,329 | 319,369 | 190,349 | |||||||
NOPBT Margin | 27.38% | 31.17% | 20.05% | |||||||
Operating Taxes | 13,542 | 14,527 | 20,666 | |||||||
Tax Rate | 4.51% | 4.55% | 10.86% | |||||||
NOPAT | 286,787 | 304,842 | 169,683 | |||||||
Net income | 28,975 -22.34% | 37,312 -3.78% | 38,777 -24.42% | |||||||
Dividends | (23,682) | (43,782) | (38,755) | |||||||
Dividend yield | 6.26% | 8.92% | 9.41% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 2,363,156 | 2,599,896 | ||||||||
Long-term debt | 2,210,461 | 2,017,069 | 2,375,180 | |||||||
Deferred revenue | 6,528 | 5,715 | 6,908 | |||||||
Other long-term liabilities | (2,552,084) | (2,012,155) | (369,954) | |||||||
Net debt | 4,312,315 | 1,757,347 | 4,675,070 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 46,429 | 58,262 | 52,677 | |||||||
CAPEX | (17,837) | (7,032) | (12,671) | |||||||
Cash from investing activities | 5,539 | 303,467 | (1,458,280) | |||||||
Cash from financing activities | (52,592) | (408,072) | 1,448,140 | |||||||
FCF | (723,775) | 2,419,302 | (855,609) | |||||||
Balance | ||||||||||
Cash | 221,618 | 222,242 | 268,585 | |||||||
Long term investments | 39,684 | 37,480 | 31,421 | |||||||
Excess cash | 206,451 | 208,488 | 252,539 | |||||||
Stockholders' equity | 207,050 | 199,772 | 205,435 | |||||||
Invested Capital | 8,109,642 | 5,776,603 | 8,514,405 | |||||||
ROIC | 4.13% | 4.27% | 2.36% | |||||||
ROCE | 3.47% | 5.06% | 2.10% | |||||||
EV | ||||||||||
Common stock shares outstanding | 274,111 | 274,119 | 272,713 | |||||||
Price | 1.38 -22.91% | 1.79 18.54% | 1.51 -47.02% | |||||||
Market cap | 378,273 -22.91% | 490,673 19.15% | 411,797 -46.80% | |||||||
EV | 4,703,215 | 2,268,731 | 5,107,982 | |||||||
EBITDA | 300,329 | 326,373 | 194,467 | |||||||
EV/EBITDA | 15.66 | 6.95 | 26.27 | |||||||
Interest | 250,323 | 213,755 | 58,811 | |||||||
Interest/NOPBT | 83.35% | 66.93% | 30.90% |