XAMS
ASRNL
Market cap11bUSD
Apr 09, Last price
48.41EUR
1D
-2.58%
1Q
5.01%
Jan 2017
114.20%
IPO
146.36%
Name
ASR Nederland NV
Chart & Performance
P/E
11.47
P/S
0.49
EPS
4.22
Div Yield, %
6.14%
Shrs. gr., 5y
5.42%
Rev. gr., 5y
20.91%
Revenues
20.64b
+61.74%
Net income
882m
-15.03%
CFO
3.58b
P
Dividend
May 23, 20251.96 EUR/sh
Earnings
Aug 19, 2025
Profile
ASR Nederland N.V. provides insurance, pensions, and mortgages products for consumers, self-employed persons, and companies. It operates through five segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. The company distributes insurance contracts; provides financial intermediary services; and develops real estate properties. It operates as an asset manager for third parties. ASR Nederland N.V. offers its products under the De Amersfoortse, Loyalis, Ditzo, Europeesche Verzekeringen, and Ardanta brand names. The company was formerly known as Fortis Verzekeringen Nederland N.V. and changed its name to ASR Nederland N.V. in October 2008. ASR Nederland N.V. was founded in 1720 and is headquartered in Utrecht, the Netherlands.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | ||||||||||
Revenues | 20,635,000 61.74% | 12,758,000 144.83% | 5,211,000 -46.96% | |||||||
Cost of revenue | 285,000 | 133,000 | ||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 20,635,000 | 12,473,000 | 5,078,000 | |||||||
NOPBT Margin | 100.00% | 97.77% | 97.45% | |||||||
Operating Taxes | 383,000 | 303,000 | 204,000 | |||||||
Tax Rate | 1.86% | 2.43% | 4.02% | |||||||
NOPAT | 20,252,000 | 12,170,000 | 4,874,000 | |||||||
Net income | 882,000 -15.03% | 1,038,000 51.53% | 685,000 -23.38% | |||||||
Dividends | (484,000) | (346,000) | ||||||||
Dividend yield | 5.65% | 4.92% | ||||||||
Proceeds from repurchase of equity | (5,000) | 515,000 | ||||||||
BB yield | 0.06% | -7.32% | ||||||||
| Debt | ||||||||||
Debt current | 20,000 | |||||||||
Long-term debt | 10,692,000 | 12,988,000 | 4,518,000 | |||||||
Deferred revenue | 11,000 | 112,000 | ||||||||
Other long-term liabilities | (10,692,000) | 133,090,000 | (6,349,000) | |||||||
Net debt | (86,319,000) | (126,559,000) | (49,754,000) | |||||||
| Cash flow | ||||||||||
Cash from operating activities | 3,583,000 | (974,000) | ||||||||
CAPEX | (29,000) | (190,000) | ||||||||
Cash from investing activities | 2,211,000 | (199,000) | ||||||||
Cash from financing activities | (130,000) | 1,112,000 | ||||||||
FCF | 18,509,000 | 17,018,000 | 4,838,000 | |||||||
| Balance | ||||||||||
Cash | 4,194,000 | 5,086,000 | 23,145,000 | |||||||
Long term investments | 92,817,000 | 134,461,000 | 31,147,000 | |||||||
Excess cash | 95,979,250 | 138,909,100 | 54,031,450 | |||||||
Stockholders' equity | 4,609,000 | 4,311,000 | 5,384,000 | |||||||
Invested Capital | 133,986,000 | 139,572,000 | 57,428,000 | |||||||
ROIC | 14.81% | 12.36% | 7.73% | |||||||
ROCE | 14.89% | 8.67% | 7.80% | |||||||
| EV | ||||||||||
Common stock shares outstanding | 200,484 | 158,650 | ||||||||
Price | 45.78 7.21% | 42.70 -3.72% | 44.35 9.51% | |||||||
Market cap | 8,560,656 21.67% | 7,036,110 10.02% | ||||||||
EV | (117,963,344) | (41,600,890) | ||||||||
EBITDA | 20,635,000 | 12,566,000 | 5,149,000 | |||||||
EV/EBITDA | ||||||||||
Interest | 4,031,000 | 2,736,000 | 447,000 | |||||||
Interest/NOPBT | 19.53% | 21.94% | 8.80% | |||||||