Zurich Insurance Group AG

Chart & Performance

D1W1MN

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P/E

0.85

P/S

0.06

EPS

40.86

Div Yield, %

8.43%

Shrs. gr., 5y

-0.60%

Rev. gr., 5y

1.52%

Revenues

77.75b

+4.09%

Net income

5.81b

+33.62%

CFO

7.60b

+3.51%

Dividend

Apr 12, 20242.93918 USD/sh

Earnings

Apr 10, 2025

Profile

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, worker injury, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, cyber risk, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; and non-claims and ancillary services to the farmers' exchanges. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

URL

https://www.zurich.com/

IPO date

Oct 17, 2000

Employees

60,000

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	77,747,000 4.09%	74,693,000 80.31%	41,425,000 -40.88%
Cost of revenue		4,730,000	8,665,000
Unusual Expense (Income)
NOPBT	77,747,000	69,963,000	32,760,000
NOPBT Margin	100.00%	93.67%	79.08%
Operating Taxes	2,261,000	1,741,000	1,279,000
Tax Rate	2.91%	2.49%	3.90%
NOPAT	75,486,000	68,222,000	31,481,000
Net income	5,814,000 33.62%	4,351,000 9.76%	3,964,000 -23.80%
Dividends	(4,467,000)	(4,116,000)	(3,520,000)
Dividend yield	5.70%	6.40%	5.32%
Proceeds from repurchase of equity		(2,023,000)	(770,000)
BB yield		3.14%	1.16%
Debt
Debt current	364,000	500,000	192,000
Long-term debt	15,601,000	16,623,000	17,180,000
Deferred revenue			4,560,000
Other long-term liabilities	(16,510,000)	320,148,000	(22,736,000)
Net debt	(234,780,000)	(202,397,000)	(215,022,000)
Cash flow
Cash from operating activities	7,603,000	7,345,000	5,079,000
CAPEX	(370,000)	(418,000)	(572,000)
Cash from investing activities	(1,404,000)	(1,132,000)	(691,000)
Cash from financing activities	(6,372,000)	(7,002,000)	(5,273,000)
FCF	78,124,000	66,134,000	31,725,000
Balance
Cash	112,646,000	100,245,000	114,428,000
Long term investments	138,099,000	119,275,000	117,966,000
Excess cash	246,857,650	215,785,350	230,322,750
Stockholders' equity	35,299,000	43,596,000	44,153,000
Invested Capital	320,624,000	318,286,000	330,211,000
ROIC	23.63%	21.04%	8.78%
ROCE	21.69%	19.33%	8.68%
EV
Common stock shares outstanding	145,341	146,354	149,578
Price	538.80 22.57%	439.60 -0.61%	442.30 10.46%
Market cap	78,309,740 21.72%	64,337,429 -2.75%	66,158,493 10.10%
EV	(155,004,260)	(127,315,571)	(136,785,507)
EBITDA	78,658,000	70,815,000	33,564,000
EV/EBITDA
Interest	440,000	456,000	434,000
Interest/NOPBT	0.57%	0.65%	1.32%