Zurich Insurance Group AG

Chart & Performance

D1W1MN

P/E

0.97

P/S

0.06

EPS

30.69

Div Yield, %

91.62%

Shrs. gr., 5y

-0.45%

Rev. gr., 5y

8.19%

Revenues

74.69b

+80.31%

Net income

4.35b

+9.76%

CFO

7.35b

+44.62%

Dividend

Apr 12, 20242.93918 USD/sh

Earnings

Feb 20, 2025

Profile

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, worker injury, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, cyber risk, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; and non-claims and ancillary services to the farmers' exchanges. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

URL

https://www.zurich.com/

IPO date

Oct 17, 2000

Employees

60,000

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	74,693,000 80.31%	41,425,000 -40.88%	70,065,000 19.53%
Cost of revenue	4,730,000	8,665,000	8,794,000
Unusual Expense (Income)
NOPBT	69,963,000	32,760,000	61,271,000
NOPBT Margin	93.67%	79.08%	87.45%
Operating Taxes	1,741,000	1,279,000	1,895,000
Tax Rate	2.49%	3.90%	3.09%
NOPAT	68,222,000	31,481,000	59,376,000
Net income	4,351,000 9.76%	3,964,000 -23.80%	5,202,000 35.68%
Dividends	(4,116,000)	(3,520,000)	(3,199,000)
Dividend yield	6.40%	5.32%	5.32%
Proceeds from repurchase of equity	(2,023,000)	(770,000)	(455,000)
BB yield	3.14%	1.16%	0.76%
Debt
Debt current	500,000	192,000	225,000
Long-term debt	16,623,000	17,180,000	18,640,000
Deferred revenue		4,560,000	5,124,000
Other long-term liabilities	320,148,000	(22,736,000)	(27,037,000)
Net debt	(202,397,000)	(215,022,000)	(306,613,000)
Cash flow
Cash from operating activities	7,345,000	5,079,000	3,167,000
CAPEX	(418,000)	(572,000)	(576,000)
Cash from investing activities	(1,132,000)	(691,000)	(2,886,000)
Cash from financing activities	(7,002,000)	(5,273,000)	(2,292,000)
FCF	66,134,000	31,725,000	59,655,000
Balance
Cash	100,245,000	114,428,000	160,608,000
Long term investments	119,275,000	117,966,000	164,870,000
Excess cash	215,785,350	230,322,750	321,974,750
Stockholders' equity	43,596,000	44,153,000	43,007,000
Invested Capital	318,286,000	330,211,000	387,271,000
ROIC	21.04%	8.78%	15.22%
ROCE	19.33%	8.68%	14.07%
EV
Common stock shares outstanding	146,354	149,578	150,071
Price	439.60 -0.61%	442.30 10.46%	400.40 7.20%
Market cap	64,337,429 -2.75%	66,158,493 10.10%	60,088,277 7.28%
EV	(127,315,571)	(136,785,507)	(239,949,723)
EBITDA	70,815,000	33,564,000	62,120,000
EV/EBITDA
Interest	456,000	434,000	1,060,000
Interest/NOPBT	0.65%	1.32%	1.73%