1867 Western Financial Corp

1867 Western Financial Corporation operates as the parent company for Bank of Stockton, delivering a broad spectrum of banking products and financial services. The corporation provides various deposit accounts, including checking, savings, money market, and certificates of deposit, in addition to issuing debit and credit cards. Its lending portfolio is extensive, covering residential mortgages, vehicle loans, personal financing, term loans, real estate credit, and agricultural loans. Supplementary credit solutions include construction financing, home equity lines of credit, revolving credit facilities, home refinancing, and overdraft protection services. Beyond traditional banking, 1867 Western Financial Corporation offers comprehensive wealth management services. These encompass investment management, corporate trustee roles, estate planning, executor and co-executor support, estate settlement, custodial services, trustee agency, and retirement planning. The company also extends retail investment and insurance services. For business and individual convenience, it provides features such as bill payment, ATM access, online cash management, payroll direct deposit, payroll preparation, personnel reporting systems, merchant services (including BankCard acceptance), remote deposit, and automatic funds credit. Clients can access these services via internet, mobile, and telephone banking channels. Established in 1867, the company is headquartered in Stockton, California.