OTCMSGCFF
Market cap589mUSD
Nov 26, Last price
4.42USD
Name
Sagicor Financial Company Ltd
Chart & Performance
P/E
1.15
P/S
0.34
EPS
3.83
Div Yield, %
5.21%
Shrs. gr., 5y
62.27%
Rev. gr., 5y
232.39%
Revenues
1.78b
-30.03%
Net income
532m
+213.71%
CFO
-40m
L-74.36%
Dividend
Aug 27, 20240.06 USD/sh
Profile
Sagicor Financial Company Ltd., together with its subsidiaries, provides insurance products and related financial services in the Caribbean and the United States. It operates through three segments: Sagicor Jamaica, Sagicor Life, and Sagicor USA. The company offers life and health insurance, employee benefits, including group health and group life benefits; and annuities, asset management, and property and casualty insurance. It also provides banking products and services, such as deposits, secured loans, and debit and credit cards. In addition, the company offers pension administration services; commercial banking services, including lending, accepting deposits, trading foreign exchange, and corporate secretarial services. Sagicor Financial Company Ltd. was founded in 1840 and is headquartered in St. Michael, Barbados.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2019‑03 | 2018‑03 | 2017‑03 | 2016‑12 | 2015‑12 | 2014‑12 | |
| Income | |||||||||||
Revenues | 1,781,765 -30.03% | 2,546,366 8.11% | 2,355,354 23.62% | ||||||||
Cost of revenue | 319,456 | 392,912 | 349,787 | ||||||||
Unusual Expense (Income) | |||||||||||
NOPBT | 1,462,309 | 2,153,454 | 2,005,567 | ||||||||
NOPBT Margin | 82.07% | 84.57% | 85.15% | ||||||||
Operating Taxes | 89,202 | 93,302 | 68,257 | ||||||||
Tax Rate | 6.10% | 4.33% | 3.40% | ||||||||
NOPAT | 1,373,107 | 2,060,152 | 1,937,310 | ||||||||
Net income | 532,061 213.71% | 169,602 -13.68% | 196,476 -1,398.59% | ||||||||
Dividends | (31,991) | (32,151) | (32,548) | ||||||||
Dividend yield | 3.71% | 4.05% | 3.55% | ||||||||
Proceeds from repurchase of equity | (9,203) | (6,007) | (19,978) | ||||||||
BB yield | 1.07% | 0.76% | 2.18% | ||||||||
| Debt | |||||||||||
Debt current | 29,830 | 9,131 | 9,023 | ||||||||
Long-term debt | 993,963 | 1,120,044 | 1,190,579 | ||||||||
Deferred revenue | |||||||||||
Other long-term liabilities | 19,245,622 | (766,823) | (1,157,743) | ||||||||
Net debt | (16,555,777) | 700,099 | 784,366 | ||||||||
| Cash flow | |||||||||||
Cash from operating activities | (39,607) | (154,503) | 124,882 | ||||||||
CAPEX | (22,726) | (21,799) | (14,950) | ||||||||
Cash from investing activities | 6,516 | (26,620) | 36,155 | ||||||||
Cash from financing activities | 239,533 | (65,266) | 140,473 | ||||||||
FCF | 1,507,718 | 2,113,013 | 1,917,334 | ||||||||
| Balance | |||||||||||
Cash | 486,642 | 368,137 | 359,975 | ||||||||
Long term investments | 17,092,928 | 60,939 | 55,261 | ||||||||
Excess cash | 17,490,482 | 301,758 | 297,468 | ||||||||
Stockholders' equity | 603,992 | 767,749 | 928,518 | ||||||||
Invested Capital | 21,456,732 | 10,390,362 | 10,027,561 | ||||||||
ROIC | 8.62% | 20.18% | 20.60% | ||||||||
ROCE | 6.63% | 20.14% | 19.42% | ||||||||
| EV | |||||||||||
Common stock shares outstanding | 144,975 | 144,848 | 146,767 | ||||||||
Price | 5.95 8.58% | 5.48 -12.32% | 6.25 -2.34% | ||||||||
Market cap | 862,601 8.67% | 793,767 -13.47% | 917,294 -4.41% | ||||||||
EV | (15,335,089) | 1,912,293 | 2,233,322 | ||||||||
EBITDA | 1,517,245 | 2,184,404 | 2,038,268 | ||||||||
EV/EBITDA | 0.88 | 1.10 | |||||||||
Interest | 155,286 | 100,337 | 86,009 | ||||||||
Interest/NOPBT | 10.62% | 4.66% | 4.29% | ||||||||