Standard Bank Group Ltd

Chart & Performance

D1W1MN

P/E

8.18

P/S

1.98

EPS

27.97

Div Yield, %

137.51%

Shrs. gr., 5y

0.83%

Rev. gr., 5y

11.37%

Revenues

161.36b

+3.30%

Net income

45.97b

+30.45%

CFO

48.70b

-25.41%

Dividend

Sep 13, 20240.02352522 USD/sh

Earnings

Mar 12, 2025

Profile

Standard Bank Group Limited provides banking and financial products and services in Africa and internationally. The company's personal banking products include bank accounts, digital wallets, credit and prepaid cards, saving and investment products, and foreign exchange products and services; home, personal, vehicle, and student loans; financial planning and trading services; and wills, estate, and trust services, as well as car, home, income, debt, funeral, life, travel, legal assist, and personal accident insurance. Its business banking products comprise business and attorney trust accounts; business, vehicle and asset finance, commercial property financing, and specialized financing; savings and investment accounts; business, loans, corporate risks, agri business, vehicle, commercial property, engineering risks, new contracts, cargo, cash, events, directors and officers liability, and commercial cyber insurance services; fleet management, merchant, cash, debit order, franchising, and ecommerce solutions; and employer value banking, instant money bulk and salary payments, pay and incentive cards, incentive cards, financial planning, and payroll and HR services. The company also provides trading and risk management solutions across financial markets, including foreign exchange, money markets, interest rates, equities, and credit and commodities; international trade finance, working capital, and investor service solutions. In addition, it offers wealth management products and services; and online, mobile, and telephone banking services. It serves small- and medium-sized businesses, large commercial enterprises, larger companies, governments, parastatals, and institutional clients. Standard Bank Group Limited was founded in 1862 and is based in Johannesburg, South Africa.

URL

https://www.standardbank.com/

IPO date

Feb 09, 1970

Employees

49,931

Domiciled in

Incorporated in

Valuation

Order:

Title ZAR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title ZAR in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	161,356,000 3.30%	156,199,000 17.64%	132,776,000 9.88%
Cost of revenue	(25,927,000)	4,872,000	2,026,000
Unusual Expense (Income)
NOPBT	187,283,000	151,327,000	130,750,000
NOPBT Margin	116.07%	96.88%	98.47%
Operating Taxes	16,065,000	12,011,000	10,149,000
Tax Rate	8.58%	7.94%	7.76%
NOPAT	171,218,000	139,316,000	120,601,000
Net income	45,973,000 30.45%	35,242,000 37.18%	25,690,000 95.20%
Dividends	(27,892,000)	(21,597,000)	(12,073,000)
Dividend yield
Proceeds from repurchase of equity	(403,000)	(3,486,000)	1,826,000
BB yield
Debt
Debt current
Long-term debt		129,230,000	144,664,000
Deferred revenue
Other long-term liabilities	2,788,825,000	(120,863,000)	(144,664,000)
Net debt	(1,143,764,000)	(1,011,620,000)	(973,313,000)
Cash flow
Cash from operating activities	48,698,000	65,287,000	12,893,000
CAPEX	(5,522,000)	(4,837,000)	(4,949,000)
Cash from investing activities	(6,051,000)	(4,600,000)	(4,674,000)
Cash from financing activities	(26,796,000)	(21,255,000)	(9,350,000)
FCF	189,171,000	126,698,000	129,717,000
Balance
Cash	46,537,000	114,483,000	95,105,000
Long term investments	1,097,227,000	1,026,367,000	1,022,872,000
Excess cash	1,135,696,200	1,133,040,050	1,111,338,200
Stockholders' equity	34,325,000	231,081,000	222,514,000
Invested Capital	3,031,420,000	2,644,918,000	2,495,746,000
ROIC	6.03%	5.42%	4.83%
ROCE	6.11%	5.26%	4.81%
EV
Common stock shares outstanding	1,677,860	1,648,374	1,591,572
Price
Market cap
EV
EBITDA	187,283,000	158,644,000	138,030,000
EV/EBITDA
Interest	95,102,000	56,484,000	36,776,000
Interest/NOPBT	50.78%	37.33%	28.13%