OTCMPRLPF
Market cap935mUSD
Dec 19, Last price
24.25USD
Name
Propel Holdings Inc
Chart & Performance
P/E
33.69
P/S
2.96
EPS
0.72
Div Yield, %
1.08%
Shrs. gr., 5y
1.95%
Rev. gr., 5y
40.48%
Revenues
316m
+46.14%
Net income
28m
+83.61%
CFO
-27m
L-68.41%
Dividend
Aug 16, 20240.1023 USD/sh
Profile
Propel Holdings Inc. operates as an online financial technology company. The company's online lending platform facilitates access to credit products, such as installment loans and lines of credit under the MoneyKey and CreditFresh brands to American consumers. It also offers marketing, analytics, and loan servicing services. Propel Holdings Inc. was incorporated in 2011 and is headquartered in Toronto, Canada.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | |
| Income | ||||||
Revenues | 316,488 46.14% | 216,566 75.89% | 123,127 78.25% | |||
Cost of revenue | 258,957 | 156,786 | 85,590 | |||
Unusual Expense (Income) | ||||||
NOPBT | 57,531 | 59,780 | 37,536 | |||
NOPBT Margin | 18.18% | 27.60% | 30.49% | |||
Operating Taxes | 10,207 | 5,095 | 1,502 | |||
Tax Rate | 17.74% | 8.52% | 4.00% | |||
NOPAT | 47,324 | 54,685 | 36,035 | |||
Net income | 27,776 83.61% | 15,127 130.52% | 6,562 -10.50% | |||
Dividends | (10,134) | (9,657) | (8,003) | |||
Dividend yield | ||||||
Proceeds from repurchase of equity | 67,671 | |||||
BB yield | ||||||
| Debt | ||||||
Debt current | 851 | 148,900 | 46,870 | |||
Long-term debt | 201,996 | 5,344 | 6,367 | |||
Deferred revenue | 174,961 | 74,069 | ||||
Other long-term liabilities | 5,731 | (174,961) | (74,069) | |||
Net debt | 189,097 | 140,678 | 45,959 | |||
| Cash flow | ||||||
Cash from operating activities | (26,954) | (85,321) | (51,833) | |||
CAPEX | (103) | (5,274) | (2,764) | |||
Cash from investing activities | (5,435) | (5,274) | (2,764) | |||
Cash from financing activities | 38,481 | 91,014 | 56,590 | |||
FCF | (31,132) | (56,619) | 18,421 | |||
| Balance | ||||||
Cash | 13,751 | 7,659 | 7,239 | |||
Long term investments | 5,908 | 40 | ||||
Excess cash | 2,738 | 1,123 | ||||
Stockholders' equity | 255,521 | 202,257 | 176,629 | |||
Invested Capital | 294,951 | 397,854 | 190,827 | |||
ROIC | 13.66% | 18.58% | 24.40% | |||
ROCE | 19.51% | 14.88% | 19.55% | |||
| EV | ||||||
Common stock shares outstanding | 36,765 | 35,704 | 34,325 | |||
Price | ||||||
Market cap | ||||||
EV | ||||||
EBITDA | 61,840 | 63,157 | 40,449 | |||
EV/EBITDA | ||||||
Interest | 22,804 | 10,164 | 5,758 | |||
Interest/NOPBT | 39.64% | 17.00% | 15.34% | |||