OTCM
PMHG
Market cap163mUSD
Jul 22, Last price
49.70USD
1D
0.20%
1Q
1.95%
IPO
328.45%
Name
Prime Meridian Holding Co
Chart & Performance
Profile
Prime Meridian Holding Company operates as the bank holding company for Prime Meridian Bank that provides various consumer and commercial banking services to individuals and businesses. The company accepts various deposits, such as checking, money market, savings, term certificate of deposit, demand interest bearing and non-interest bearing, health savings, NOW, and escrow accounts, as well as retirement savings plans and time deposits. Its loan products include commercial real estate, residential real estate and home equity, small business administration, construction, equipment, and commercial loans; and consumer and other loans comprising financing of automobiles, boats, and recreational vehicles, as well as issues standby letters and business lines of credit. The company also offers debit and credit cards; mobile banking, remote and mobile deposit, Apple Pay, bank-to-bank transfer, and online banking services; and safe deposit, wire transfer, foreign exchange, direct deposits, notary, night depository, official checks, domestic collections, bank drafts, automated teller services, drive-in tellers, merchant card, and banking by mail services, as well as invests in securities. It operates through four banking offices in Tallahassee, Crawfordville, and Lakeland, Florida. The company was founded in 2008 and is headquartered in Tallahassee, Florida.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 29,793 -0.34% | 29,895 20.40% | |||||||
Cost of revenue | 12,435 | 10,780 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 17,358 | 19,115 | |||||||
NOPBT Margin | 58.26% | 63.94% | |||||||
Operating Taxes | 2,740 | 3,056 | |||||||
Tax Rate | 15.79% | 15.99% | |||||||
NOPAT | 14,618 | 16,059 | |||||||
Net income | 8,708 -10.05% | 9,681 15.98% | |||||||
Dividends | (698) | (567) | |||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | (18,009) | ||||||||
BB yield | |||||||||
Debt | |||||||||
Debt current | 10,306 | 4,090 | |||||||
Long-term debt | 11,026 | 10,691 | |||||||
Deferred revenue | (1,841) | ||||||||
Other long-term liabilities | 766,539 | 737,428 | |||||||
Net debt | (248,471) | (295,684) | |||||||
Cash flow | |||||||||
Cash from operating activities | 10,541 | 17,597 | |||||||
CAPEX | (178) | (743) | |||||||
Cash from investing activities | (49,434) | (180,380) | |||||||
Cash from financing activities | 27,521 | (30,902) | |||||||
FCF | 1,965 | 18,859 | |||||||
Balance | |||||||||
Cash | 133,478 | 169,224 | |||||||
Long term investments | 136,325 | 141,241 | |||||||
Excess cash | 268,313 | 308,970 | |||||||
Stockholders' equity | 39,454 | 27,335 | |||||||
Invested Capital | 825,380 | 786,878 | |||||||
ROIC | 1.81% | 2.01% | |||||||
ROCE | 2.01% | 2.34% | |||||||
EV | |||||||||
Common stock shares outstanding | 3,251 | 3,194 | |||||||
Price | |||||||||
Market cap | |||||||||
EV | |||||||||
EBITDA | 18,082 | 19,798 | |||||||
EV/EBITDA | |||||||||
Interest | 10,578 | 2,779 | |||||||
Interest/NOPBT | 60.94% | 14.54% |