Loading...
OTCM
PFLC
Market cap175mUSD
Jul 09, Last price  
17.55USD
1D
0.00%
1Q
36.05%
IPO
26.59%
Name

Pacific Financial Corp

Chart & Performance

D1W1MN
OTCM:PFLC chart
P/E
15.11
P/S
2.70
EPS
1.16
Div Yield, %
3.19%
Shrs. gr., 5y
-1.38%
Rev. gr., 5y
1.78%
Revenues
65m
+28.09%
40,620,00044,611,00038,770,00039,845,00039,311,00036,932,00036,886,00036,245,00037,237,00041,011,00045,457,00046,967,00050,091,00055,465,00059,720,00053,888,00049,379,00061,652,00050,924,00065,230,999
Net income
12m
+22.17%
6,551,0006,031,000951,000-6,338,0001,634,0002,818,0004,785,0003,731,0004,927,0005,576,0006,590,0006,963,00011,330,00013,758,00011,384,00012,697,00010,888,00014,605,0009,532,00011,645,000
CFO
12m
+83.20%
3,941,0005,438,0005,603,000-2,042,00010,876,0005,695,0005,240,00012,956,00011,360,0001,853,00016,196,00016,753,00015,973,00011,246,000-7,377,00038,652,00025,374,00015,817,0006,731,00012,331,000
Dividend
Nov 14, 20250.14 USD/sh

Notes

No notes on this company yet
Write a private note on this company, for your eyes only

Profile

Pacific Financial Corporation (PFLC) serves as the parent entity for Bank of the Pacific, delivering a diverse range of financial products and services throughout Washington and Oregon. For individual clients, the bank provides essential checking and savings accounts, alongside various wealth-building options such as certificates of deposit (CDs) and individual retirement accounts (IRAs). Its lending solutions encompass residential mortgages, vehicle and recreational loans, credit cards, and home equity lines of credit (HELOCs). Businesses are offered a comprehensive suite of financial instruments, including general commercial and real estate loans, government-backed Small Business Administration (SBA) loans, and specialized financing for inventory, equipment, and operational capital. Corporate clients also benefit from Visa business cards, advanced cash/treasury management, merchant services, and convenient online and mobile banking platforms. The company's operational network comprises sixteen full-service branches: fourteen dispersed across Grays Harbor, Pacific, Whatcom, Clark, Skagit, and Wahkiakum counties in Washington, and two located in Clatsop County, Oregon. Additionally, PFLC maintains three loan production offices, situated in Burlington, Washington, and in Salem and Eugene, Oregon. Established in 1971, Pacific Financial Corporation's main office is located in Aberdeen, Washington.
IPO date
Nov 06, 2003
Employees
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2025‑122024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑12
Income
Revenues
Cost of revenue
Unusual Expense (Income)
NOPBT
NOPBT Margin
Operating Taxes
Tax Rate
NOPAT
Net income
Dividends
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
Deferred revenue
Other long-term liabilities
Net debt
Cash flow
Cash from operating activities
CAPEX
Cash from investing activities
Cash from financing activities
FCF
Balance
Cash
Long term investments
Excess cash
Stockholders' equity
Invested Capital
ROIC
ROCE
EV
Common stock shares outstanding
Price
Market cap
EV
EBITDA
EV/EBITDA
Interest
Interest/NOPBT