OTCMMLYBY
Market cap33bUSD
Dec 20, Last price
5.49USD
1D
4.08%
1Q
10.29%
Jan 2017
54.21%
Name
Malayan Banking Bhd
Chart & Performance
Profile
Malayan Banking Berhad provides commercial banking and related financial products and services for individuals, small and medium enterprises, retail and corporate customers, and financial institutions primarily in Malaysia, Singapore, and Indonesia. The company operates through three segments: Group Community Financial Services, Group Global Banking, and Group Insurance and Takaful. It offers savings and fixed deposits, and current and money market accounts; and housing and personal loans, project financing, overdrafts, and trade financing, as well as remittance service. The company also offers credit cards; bancassurance products; hire purchase, unit trust, cash management, custodian, and trustee services; and treasury activities and services, including foreign exchange, money market, derivatives, and trading of capital market. In addition, it provides investment banking and securities broking services; corporate advisory, bond and equity issuance, syndicated acquisition advisory, debt restructuring advisory, and share and futures dealings; and asset and fund management services, including a range of conventional and Islamic investment solutions. Further, the company underwrites general and life insurance businesses, offshore investment life insurance business, and general and family takaful products; and offers offshore banking, property leasing and trading, nominee, property investment, IT shared and development, financial and investment advisory, money lending, private equity investments, research, and leasing and factoring services. The company operates a network of approximately 2,200 branches in 20 countries internationally. Malayan Banking Berhad was incorporated in 1960 and is headquartered in Kuala Lumpur, Malaysia.
Valuation
Title MYR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 25,650,099 -0.27% | 25,720,137 8.00% | 23,815,475 2.70% | |||||||
Cost of revenue | (15,360,757) | 2,062,217 | 2,380,215 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 41,010,856 | 23,657,920 | 21,435,260 | |||||||
NOPBT Margin | 159.89% | 91.98% | 90.01% | |||||||
Operating Taxes | 2,916,739 | 3,780,264 | 2,565,080 | |||||||
Tax Rate | 7.11% | 15.98% | 11.97% | |||||||
NOPAT | 38,094,117 | 19,877,656 | 18,870,180 | |||||||
Net income | 9,349,780 17.45% | 7,960,526 -1.68% | 8,096,229 24.92% | |||||||
Dividends | (7,111,935) | (6,915,145) | (9,186,106) | |||||||
Dividend yield | 9.52% | |||||||||
Proceeds from repurchase of equity | 1,408,420 | 7,635,017 | ||||||||
BB yield | -7.91% | |||||||||
Debt | ||||||||||
Debt current | 81,038,649 | 53,184,498 | ||||||||
Long-term debt | 1,513,084 | 54,922,675 | 61,419,306 | |||||||
Deferred revenue | (400,437) | 59,860,202 | ||||||||
Other long-term liabilities | (47,534,336) | (60,399,268) | ||||||||
Net debt | (316,721,344) | (189,469,786) | (189,563,712) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 1,794,949 | 8,907,691 | 13,078,288 | |||||||
CAPEX | (435,661) | (650,751) | (450,505) | |||||||
Cash from investing activities | (691,852) | (463,394) | (294,404) | |||||||
Cash from financing activities | (11,539,554) | (10,024,509) | (5,375,374) | |||||||
FCF | 138,214,620 | (12,092,619) | 25,551,555 | |||||||
Balance | ||||||||||
Cash | 28,904,035 | 67,447,171 | 65,046,576 | |||||||
Long term investments | 289,330,393 | 257,983,939 | 239,120,940 | |||||||
Excess cash | 316,951,923 | 324,145,103 | 302,976,742 | |||||||
Stockholders' equity | 97,648,163 | 88,917,338 | 88,553,695 | |||||||
Invested Capital | 930,026,456 | 933,017,881 | 845,649,525 | |||||||
ROIC | 4.09% | 2.24% | 2.26% | |||||||
ROCE | 3.99% | 2.31% | 2.29% | |||||||
EV | ||||||||||
Common stock shares outstanding | 12,056,164 | 11,968,687 | 11,622,345 | |||||||
Price | 8.30 -1.89% | |||||||||
Market cap | 96,465,464 1.43% | |||||||||
EV | (90,357,250) | |||||||||
EBITDA | 42,162,162 | 24,737,336 | 22,466,534 | |||||||
EV/EBITDA | ||||||||||
Interest | 17,496,433 | 7,834,111 | 5,212,224 | |||||||
Interest/NOPBT | 42.66% | 33.11% | 24.32% |