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OTCMMCBI
Market cap137mUSD
Jan 23, Last price  
21.50USD
1D
0.00%
1Q
5.08%
IPO
59.26%
Name

Mountain Commerce Bancorp Inc

Chart & Performance

D1W1MN
OTCM:MCBI chart
P/E
19.82
P/S
4.15
EPS
1.09
Div Yield, %
0.84%
Shrs. gr., 5y
0.33%
Rev. gr., 5y
3.15%
Revenues
33m
-32.88%
12,080,11513,623,80117,185,76220,558,92425,036,73128,276,91731,401,44337,864,86046,175,15649,195,00033,018,000
Net income
7m
-62.51%
6,185,4522,103,9203,071,0964,233,4665,473,00410,183,34512,354,46010,169,92223,622,00018,440,0006,914,000
CFO
8m
-65.03%
005,429,2176,911,1048,880,56312,611,94612,394,90219,643,54822,896,37923,760,0008,310,000
Dividend
Aug 05, 20240.05 USD/sh
Earnings
Apr 21, 2025

Profile

Mountain Commerce Bancorp, Inc. operates as the holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals. It offers checking and savings accounts; certificates of deposit; and mortgage loans, personal loans and lines of credit, commercial real estate loans, small business administration loans, equipment lending, operating lines of credit, and credit cards. The company also provides private banking, free fraud monitoring, estatement, remote deposit capture, and online banking services; and treasury management solutions. In addition, it offers fee based investment management accounts, such as individual stocks, stock mutual funds, and stock exchange traded funds; individual bonds, bond mutual funds, and fixed income exchange traded funds; and 529 college funding plans, as well as traditional, roth, and simple IRA's. Further, the company provides retirement plan consulting services comprising 401(k) and 403(b) plan design review and search services, fiduciary, investment committee support and guidance, and participant education and newsletters; life insurance for individuals, groups, or estate planning strategies; disability insurance and long term care insurance; and financial planning products and services. It operates through six branches located in Brentwood, Erwin, Johnson City, Knoxville, and Unicoi. The company was founded in 1910 and is based in Knoxville, Tennessee.
URL
https://www.mcb.com
IPO date
Feb 08, 2017
Employees
115
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
33,018
-32.88%
49,195
6.54%
Cost of revenue
(36,668)
14,462
Unusual Expense (Income)
NOPBT
69,686
34,733
NOPBT Margin
211.05%
70.60%
Operating Taxes
1,807
5,386
Tax Rate
2.59%
15.51%
NOPAT
67,879
29,347
Net income
6,914
-62.51%
18,440
-21.94%
Dividends
(4,071)
(3,852)
Dividend yield
3.52%
2.23%
Proceeds from repurchase of equity
(217)
(16)
BB yield
0.19%
0.01%
Debt
Debt current
105,799
Long-term debt
131,604
126,921
Deferred revenue
Other long-term liabilities
423,445
(123,979)
Net debt
6,890
(126,520)
Cash flow
Cash from operating activities
8,310
23,760
CAPEX
(19,499)
(20,566)
Cash from investing activities
(144,312)
(276,740)
Cash from financing activities
126,243
262,761
FCF
157,842
(15,245)
Balance
Cash
68,881
216,065
Long term investments
55,833
143,175
Excess cash
123,063
356,780
Stockholders' equity
57,580
53,008
Invested Capital
1,680,190
1,651,966
ROIC
4.07%
1.95%
ROCE
4.01%
2.04%
EV
Common stock shares outstanding
6,244
6,232
Price
18.50
-33.33%
27.75
-9.76%
Market cap
115,507
-33.21%
172,940
-10.09%
EV
122,397
46,420
EBITDA
70,786
35,318
EV/EBITDA
1.73
1.31
Interest
49,524
10,658
Interest/NOPBT
71.07%
30.69%