OTCM
FNFI
Market cap9mUSD
Jun 06, Last price
8.30USD
Name
First Niles Financial Inc
Chart & Performance
Profile
First Niles Financial, Inc. operates as the holding company for Home Federal Savings and Loan Association of Niles that provides various banking products and services. It accepts personal and business checking and savings accounts, and certificates of deposit. In addition, the company offers various loans, including mortgage and consumer loans, and home equity line of credit; commercial loans and commercial line of credit. Further, it provides other services, which includes e-banking and night depository services, debit cards, safe deposit boxes, and others. The company was founded in 1897 and is based in Niles, Ohio.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 6,921 -17.12% | 8,351 23.03% | |||||||
Cost of revenue | 988 | 5,386 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 5,933 | 2,965 | |||||||
NOPBT Margin | 85.72% | 35.50% | |||||||
Operating Taxes | 194 | 186 | |||||||
Tax Rate | 3.27% | 6.27% | |||||||
NOPAT | 5,739 | 2,779 | |||||||
Net income | 808 220.63% | 252 -57.00% | |||||||
Dividends | (326) | (326) | |||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | |||||||||
BB yield | |||||||||
Debt | |||||||||
Debt current | 5,695 | ||||||||
Long-term debt | 1,508 | 30,595 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 49,273 | 48,862 | |||||||
Net debt | (30,768) | 19,761 | |||||||
Cash flow | |||||||||
Cash from operating activities | (2,337) | (306) | |||||||
CAPEX | (41) | (31) | |||||||
Cash from investing activities | (12,059) | (29,906) | |||||||
Cash from financing activities | 22,260 | 10,435 | |||||||
FCF | 3,437 | 40,799 | |||||||
Balance | |||||||||
Cash | 14,588 | 6,724 | |||||||
Long term investments | 17,688 | 9,805 | |||||||
Excess cash | 31,930 | 16,111 | |||||||
Stockholders' equity | 11,771 | 11,254 | |||||||
Invested Capital | 104,844 | 86,039 | |||||||
ROIC | 6.01% | 2.80% | |||||||
ROCE | 5.09% | 3.05% | |||||||
EV | |||||||||
Common stock shares outstanding | 1,333 | 1,333 | |||||||
Price | |||||||||
Market cap | |||||||||
EV | |||||||||
EBITDA | 5,985 | 3,020 | |||||||
EV/EBITDA | |||||||||
Interest | 3,082 | 1,217 | |||||||
Interest/NOPBT | 51.95% | 41.05% |