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OTCM
FNCRF
Market cap129mUSD
May 21, Last price  
0.31USD
Name

Financiera Independencia SAB de CV SOFOM ENR

Chart & Performance

D1W1MN
P/E
2.67
P/S
0.43
EPS
2.38
Div Yield, %
—
Shrs. gr., 5y
-10.35%
Rev. gr., 5y
-0.33%
Revenues
5.04b
+2.72%
1,741,467,0002,465,991,0003,225,671,0003,552,315,0003,983,055,0004,599,082,0005,208,393,0003,428,776,0005,105,031,0005,036,395,0004,857,637,0004,928,267,0004,969,772,0005,126,391,0004,828,328,0004,211,965,0004,870,703,0004,908,124,0005,041,490,573
Net income
804m
+13.30%
414,998,000516,014,000622,925,000515,223,000451,665,000187,143,000-116,463,000254,111,000317,982,000209,042,000234,003,000225,448,000262,058,000323,947,000-412,655,000346,903,000625,040,000709,993,000804,415,191
CFO
310m
P
118,913,000-364,978,000-1,197,851,000341,787,000689,652,000996,177,000-157,293,000245,066,00086,031,000144,513,00024,976,0007,848,00052,260,000148,657,000461,377,000-316,553,000858,553,000-911,611,000309,955,169
Earnings
Apr 29, 2025

Profile

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. operates as a microfinance company in Mexico and internationally. The company provides loans to individuals, entrepreneurs, and micro entrepreneurs. It also offers commercial loans; and call center, promotional, and marketing services, as well as other services. In addition, the company offers insurance products; and engages in the acquisition of collection rights. It operates through a network of 532 branch offices. The company was founded in 1993 and is headquartered in Mexico City, Mexico.
URL
https://www.independencia.com.mx/
IPO date
Apr 06, 1998
Employees
Domiciled in
MX
Incorporated in
MX

Valuation

Title
MXN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
5,041,491
2.72%
4,908,124
0.77%
4,870,703
15.64%
Cost of revenue
2,561,932
1,790,287
2,587,477
Unusual Expense (Income)
NOPBT
2,479,558
3,117,837
2,283,226
NOPBT Margin
49.18%
63.52%
46.88%
Operating Taxes
298,437
297,647
272,650
Tax Rate
12.04%
9.55%
11.94%
NOPAT
2,181,121
2,820,190
2,010,576
Net income
804,415
13.30%
709,993
13.59%
625,040
80.18%
Dividends
Dividend yield
Proceeds from repurchase of equity
(80,848)
(90)
(37,383)
BB yield
Debt
Debt current
1,708,039
Long-term debt
783,838
6,314,353
Deferred revenue
4,545
Other long-term liabilities
733,943
(6,052,970)
Net debt
(1,131,148)
453
6,814,488
Cash flow
Cash from operating activities
309,955
(911,611)
858,553
CAPEX
(59,519)
(101,402)
(103,437)
Cash from investing activities
(99,548)
(101,402)
30,420
Cash from financing activities
151,276
(58,369)
(249,801)
FCF
2,091,233
2,546,186
2,127,027
Balance
Cash
1,096,389
748,807
1,059,704
Long term investments
34,760
34,578
148,200
Excess cash
879,074
537,979
964,369
Stockholders' equity
4,591,536
3,867,968
3,165,074
Invested Capital
10,790,750
9,220,991
4,251,379
ROIC
21.80%
41.87%
46.49%
ROCE
21.25%
31.95%
20.27%
EV
Common stock shares outstanding
337,500
311,326
304,559
Price
Market cap
EV
EBITDA
2,530,536
3,438,401
2,575,261
EV/EBITDA
Interest
602,838
623,266
577,151
Interest/NOPBT
24.31%
19.99%
25.28%