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OTCM
FIZN
Market cap847mUSD
Jan 02, Last price  
69.75USD
Name

First Citizens Bancshares Inc (Tennessee)

Chart & Performance

D1W1MN
OTCM:FIZN chart
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P/E
45.56
P/S
11.72
EPS
1.53
Div Yield, %
Shrs. gr., 5y
Rev. gr., 5y
%
Revenues
72m
-95.43%
42,213,00045,506,00046,411,00047,020,00048,083,000922,544,00053,696,0001,236,859,0001,289,701,0001,426,048,0001,582,496,00072,359,000
Net income
19m
-95.35%
7,529,0008,327,0008,875,00011,862,00013,515,000166,869,00013,545,000210,386,000225,482,000323,752,000400,313,00018,610,000
CFO
18m
-97.71%
15,645,0008,384,00017,494,00018,824,00013,315,000331,007,00019,831,000233,056,000232,440,000351,655,000765,800,00017,520,000
Dividend
Aug 15, 20240.35 USD/sh

Profile

First Citizens Bancshares, Inc., through its subsidiary, First Citizens National Bank, provides various commercial banking services to individuals and corporate customer to in the mid-southern United States. The company offers checking and savings deposits, as well as certificates of deposit; and residential, commercial, and consumer lending products. It also provides personal and home loans; and home equity line of credit. In addition, the company provides commercial real estate, construction and facility, equipment financing, residential development and construction, operating loans and lines of credit, and SBA and United States department of agriculture (USDA) loans, as well as debit and credit card services. Further, it offers home purchase and refinancing, and reverse mortgages; mobile, telephone/text, and online banking services; e-statements; investment, insurance, and retirement and benefit services; and trust, overdraft, identity theft protection, and treasury services, as well as safe deposit boxes. First Citizens Bancshares, Inc. was founded in 1889 and is headquartered in Dyersburg, Tennessee.

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFY
2023‑122018‑122017‑122016‑122015‑12
Income
Revenues
72,359
 
Cost of revenue
(39,118)
Unusual Expense (Income)
NOPBT
111,477
NOPBT Margin
154.06%
Operating Taxes
2,466
Tax Rate
2.21%
NOPAT
109,011
Net income
18,610
 
Dividends
(5,866)
Dividend yield
Proceeds from repurchase of equity
(780)
BB yield
Debt
Debt current
Long-term debt
65,349
Deferred revenue
Other long-term liabilities
2,142,802
Net debt
5,383
Cash flow
Cash from operating activities
17,520
CAPEX
(1,178)
Cash from investing activities
32,226
Cash from financing activities
(48,564)
FCF
Balance
Cash
59,966
Long term investments
Excess cash
56,348
Stockholders' equity
190,887
Invested Capital
1,293,204
ROIC
8.43%
ROCE
8.26%
EV
Common stock shares outstanding
3,908
Price
Market cap
EV
EBITDA
113,829
EV/EBITDA
Interest
2,774
Interest/NOPBT
2.49%