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OTCM
FFMH
Market cap176mUSD
Jul 23, Last price  
43.00USD
1D
0.00%
Jan 2017
50.09%
IPO
22.86%
Name

First Farmers and Merchants Corp

Chart & Performance

D1W1MN
P/E
10.98
P/S
2.98
EPS
3.92
Div Yield, %
1.74%
Shrs. gr., 5y
-1.43%
Rev. gr., 5y
-0.87%
Revenues
59m
+2.59%
45,570,00045,563,00047,837,00051,005,00054,352,00059,712,00061,700,00061,770,00064,319,99965,345,00057,555,00059,048,000
Net income
16m
-0.09%
9,611,00010,242,00010,306,00010,310,00010,362,00014,197,00016,056,00014,194,00015,619,00018,050,00016,049,00016,035,000
CFO
31m
+76.41%
16,786,00012,178,00013,182,00011,757,00014,170,00018,906,00011,871,00016,629,99922,629,00016,422,00017,734,00031,285,000
Dividend
Oct 07, 20240.27 USD/sh

Profile

First Farmers and Merchants Corporation operates as the bank holding company for First Farmers and Merchants Bank that provides various banking and financial services in Tennessee and Alabama. The company's deposit products include personal and business checking and savings, and individual retirement and investment accounts, as well as certificates of deposit. Its loan portfolio comprises personal mortgages; home equity lines of credit; debit and credit cards; personal, auto, and farmer loans; and business loans, such as commercial mortgages, equipment lending and leasing, construction lending, accounts receivable financing, lines of credit, and other products. The company also offers wealth management services, such as trust and investment services; and treasury management solutions, which include accounts receivable and payable, fraud prevention, and account management solutions, as well as online and mobile banking services. It operates 22 branch offices in seven Middle Tennessee counties. The company was founded in 1909 and is based in Columbia, Tennessee.
URL
https://www.myfirstfarmers.com
IPO date
Sep 09, 2009
Employees
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
59,048
2.59%
57,555
-11.92%
65,345
1.59%
Cost of revenue
9,420
(13,808)
2,811
Unusual Expense (Income)
NOPBT
49,628
71,363
62,534
NOPBT Margin
84.05%
123.99%
95.70%
Operating Taxes
3,417
3,402
4,217
Tax Rate
6.89%
4.77%
6.74%
NOPAT
46,211
67,961
58,317
Net income
16,035
-0.09%
16,049
-11.09%
18,050
15.56%
Dividends
(4,079)
(3,978)
(3,801)
Dividend yield
Proceeds from repurchase of equity
(4,197)
(2,935)
48,710
BB yield
Debt
Debt current
25,605
Long-term debt
104,000
27,766
Deferred revenue
Other long-term liabilities
1,627,638
913,545
1,260,545
Net debt
(46,613)
(631,384)
11,313
Cash flow
Cash from operating activities
31,285
17,734
16,422
CAPEX
(516)
(625)
(1,112)
Cash from investing activities
117,610
86,715
(117,979)
Cash from financing activities
(127,742)
(107,993)
27,331
FCF
47,226
(406,378)
219,051
Balance
Cash
46,613
25,460
29,004
Long term investments
709,924
13,054
Excess cash
43,661
732,506
38,791
Stockholders' equity
137,588
124,241
96,665
Invested Capital
1,721,650
1,747,362
1,369,024
ROIC
2.66%
4.36%
4.38%
ROCE
2.81%
3.81%
4.44%
EV
Common stock shares outstanding
4,122
4,228
4,306
Price
Market cap
EV
EBITDA
51,258
73,033
64,320
EV/EBITDA
Interest
16,397
3,239
Interest/NOPBT
22.98%
5.18%