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OTCMFFMH
Market cap144mUSD
Jan 24, Last price  
35.25USD
1D
0.71%
1Q
2.17%
Jan 2017
23.04%
IPO
0.71%
Name

First Farmers and Merchants Corp

Chart & Performance

D1W1MN
OTCM:FFMH chart
P/E
8.99
P/S
2.51
EPS
3.92
Div Yield, %
2.13%
Shrs. gr., 5y
-1.14%
Rev. gr., 5y
-0.73%
Revenues
58m
-11.92%
45,570,00045,563,00047,837,00051,005,00054,352,00059,712,00061,700,00061,770,00064,319,99965,345,00057,555,000
Net income
16m
-11.09%
9,611,00010,242,00010,306,00010,310,00010,362,00014,197,00016,056,00014,194,00015,619,00018,050,00016,049,000
CFO
18m
+7.99%
16,786,00012,178,00013,182,00011,757,00014,170,00018,906,00011,871,00016,629,99922,629,00016,422,00017,734,000
Dividend
Oct 07, 20240.27 USD/sh
Earnings
Jan 27, 2025

Profile

First Farmers and Merchants Corporation operates as the bank holding company for First Farmers and Merchants Bank that provides various banking and financial services in Tennessee and Alabama. The company's deposit products include personal and business checking and savings, and individual retirement and investment accounts, as well as certificates of deposit. Its loan portfolio comprises personal mortgages; home equity lines of credit; debit and credit cards; personal, auto, and farmer loans; and business loans, such as commercial mortgages, equipment lending and leasing, construction lending, accounts receivable financing, lines of credit, and other products. The company also offers wealth management services, such as trust and investment services; and treasury management solutions, which include accounts receivable and payable, fraud prevention, and account management solutions, as well as online and mobile banking services. It operates 22 branch offices in seven Middle Tennessee counties. The company was founded in 1909 and is based in Columbia, Tennessee.
URL
https://www.myfirstfarmers.com
IPO date
Sep 09, 2009
Employees
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
57,555
-11.92%
65,345
1.59%
Cost of revenue
(13,808)
2,811
Unusual Expense (Income)
NOPBT
71,363
62,534
NOPBT Margin
123.99%
95.70%
Operating Taxes
3,402
4,217
Tax Rate
4.77%
6.74%
NOPAT
67,961
58,317
Net income
16,049
-11.09%
18,050
15.56%
Dividends
(3,978)
(3,801)
Dividend yield
Proceeds from repurchase of equity
(2,935)
48,710
BB yield
Debt
Debt current
25,605
Long-term debt
104,000
27,766
Deferred revenue
Other long-term liabilities
913,545
1,260,545
Net debt
(631,384)
11,313
Cash flow
Cash from operating activities
17,734
16,422
CAPEX
(625)
(1,112)
Cash from investing activities
86,715
(117,979)
Cash from financing activities
(107,993)
27,331
FCF
(406,378)
219,051
Balance
Cash
25,460
29,004
Long term investments
709,924
13,054
Excess cash
732,506
38,791
Stockholders' equity
124,241
96,665
Invested Capital
1,747,362
1,369,024
ROIC
4.36%
4.38%
ROCE
3.81%
4.44%
EV
Common stock shares outstanding
4,228
4,306
Price
Market cap
EV
EBITDA
73,033
64,320
EV/EBITDA
Interest
16,397
3,239
Interest/NOPBT
22.98%
5.18%