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OTCMFACO
Market cap121mUSD
Jan 29, Last price  
3.18USD
1D
1.07%
1Q
-11.31%
Jan 2017
206.13%
Name

First Acceptance Corp

Chart & Performance

D1W1MN
OTCM:FACO chart
P/E
1.64
P/S
0.25
EPS
1.94
Div Yield, %
—
Shrs. gr., 5y
-1.59%
Rev. gr., 5y
8.53%
Revenues
488m
+61.28%
23,153,000166,795,000249,002,000347,637,000332,399,000265,465,000223,173,000210,734,000228,059,000240,512,000263,194,000331,892,000389,623,000347,518,000323,813,000292,691,000269,580,000285,247,000302,296,000487,542,000
Net income
74m
P
-3,796,00026,156,00028,068,000-16,670,000-17,845,000-68,300,0007,040,000-56,780,000-9,040,0009,180,00028,068,000-1,930,000-29,282,000-8,604,00017,718,00015,356,00010,418,000-1,228,000-17,488,00073,912,000
CFO
85m
P
-485,00045,448,00052,869,00036,727,00018,368,000-5,315,000-1,117,000-6,169,0003,804,00017,755,00027,009,00029,307,000-13,628,0009,001,0007,195,000-8,384,000497,000-6,598,000-3,889,00085,158,000
Dividend
Dec 15, 20210.11 USD/sh
Earnings
Mar 03, 2025

Profile

First Acceptance Corporation, together with its subsidiaries, operates as a retailer, servicer, and underwriter of non-standard personal automobile insurance and related products in the United States. It issues non-standard automobile insurance policies to individuals based on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including their payment preference, failure to maintain continuous insurance coverage, or driving record. The company also underwrites auto and motorcycle insurance products; and renters, homeowners, commercial, pet, life, travel, outdoor vehicle, and hospital indemnity insurance products. In addition, it provides TeleMed, a subscription service that offers access to doctor for consulting, diagnosing, and prescribing medication for non-emergency illness. The company primarily distributes its products through its retail locations, as well as through call center and internet. As of December 31, 2021, it leased and operated 338 retail locations, and a call center. First Acceptance Corporation was founded in 1969 and is headquartered in Nashville, Tennessee.
URL
https://www.acceptanceinsurance.com/terms-of-use/
IPO date
Mar 17, 1980
Employees
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
487,542
61.28%
302,296
5.98%
Cost of revenue
338
280
Unusual Expense (Income)
NOPBT
487,204
302,016
NOPBT Margin
99.93%
99.91%
Operating Taxes
25,121
(4,545)
Tax Rate
5.16%
NOPAT
462,083
306,561
Net income
73,912
-522.64%
(17,488)
1,324.10%
Dividends
Dividend yield
Proceeds from repurchase of equity
116
(623)
BB yield
-0.14%
2.21%
Debt
Debt current
6,231
Long-term debt
51,423
70,023
Deferred revenue
45,845
Other long-term liabilities
182,384
(55,299)
Net debt
(256,881)
(209,375)
Cash flow
Cash from operating activities
85,158
(3,889)
CAPEX
(1,339)
(4,211)
Cash from investing activities
(24,533)
(7,223)
Cash from financing activities
83
(642)
FCF
114,278
302,394
Balance
Cash
302,665
162,395
Long term investments
5,639
123,234
Excess cash
283,927
270,514
Stockholders' equity
(314,461)
(390,369)
Invested Capital
674,692
621,232
ROIC
71.31%
51.06%
ROCE
128.98%
125.67%
EV
Common stock shares outstanding
38,409
37,795
Price
2.12
184.56%
0.75
-65.51%
Market cap
81,427
189.19%
28,157
-65.83%
EV
(175,454)
(181,218)
EBITDA
489,749
305,338
EV/EBITDA
Interest
3,818
2,386
Interest/NOPBT
0.78%
0.79%