Erste Group Bank AG

Chart & Performance

D1W1MN

P/E

3.70

P/S

0.33

EPS

7.88

Div Yield, %

7.54%

Shrs. gr., 5y

0.16%

Rev. gr., 5y

37.26%

Revenues

10.29b

+22.54%

Net income

3.00b

+38.48%

CFO

-1.10b

L-87.58%

Dividend

May 24, 20241.59167 USD/sh

Earnings

Feb 26, 2025

Profile

Erste Group Bank AG engages in the provision of banking and financial services. The company is headquartered in Wien, Wien and currently employs 46,907 full-time employees. The firm offers a range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, portfolio management, project finance, foreign trade financing, corporate finance, capital market and money market services, foreign exchange trading, leasing and factoring. The firm operates through nine segments: Retail, SME, Asset/Liability Management & Local Corporate Center (ALM & Local CC), Savings Banks, Large Corporates, Commercial Real Estate, Other Corporate, Group Markets and Group Corporate Center (GCC). The firm operates approximately 2,800 branches. The firm offers services in Austria, Central and Eastern Europe (CEE), Czech Republic, Slovakia, Romania, Hungary, Croatia and Serbia. The firm offers personal, corporates and private banking services.

URL

https://www.erstegroup.com/

IPO date

Dec 04, 1997

Employees

47,514

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	10,286,000 22.54%	8,394,300 10.46%	7,599,200 6.16%
Cost of revenue	(22,234,110)	1,027,100	1,347,800
Unusual Expense (Income)
NOPBT	32,520,110	7,367,200	6,251,400
NOPBT Margin	316.16%	87.76%	82.26%
Operating Taxes	874,000	556,100	525,200
Tax Rate	2.69%	7.55%	8.40%
NOPAT	31,646,110	6,811,100	5,726,200
Net income	2,998,000 38.48%	2,165,000 12.56%	1,923,400 145.61%
Dividends	(869,000)	(753,600)	(756,000)
Dividend yield	5.55%	5.90%	4.29%
Proceeds from repurchase of equity	(107,000)	(2,000)	(495,400)
BB yield	0.68%	0.02%	2.81%
Debt
Debt current		12,005,000	9,708,000
Long-term debt	39,049,293	37,169,200	33,245,200
Deferred revenue		116,000	106,000
Other long-term liabilities	270,275,000	260,652,600	(874,700)
Net debt	(55,947,707)	(45,879,889)	(71,965,100)
Cash flow
Cash from operating activities	(1,095,000)	(8,815,400)	11,403,700
CAPEX	(528,000)	(478,600)	(548,000)
Cash from investing activities	(599,000)	(233,100)	(483,400)
Cash from financing activities	2,661,000	8,124,000	(1,306,900)
FCF	(121,362,790)	23,870,700	14,437,600
Balance
Cash	31,509,000	35,684,789	61,924,000
Long term investments	63,488,000	59,369,300	52,994,300
Excess cash	94,482,700	94,634,374	114,538,340
Stockholders' equity	28,243,000	21,590,800	19,799,500
Invested Capital	308,647,000	96,292,400	86,647,100
ROIC	15.63%	7.45%	6.99%
ROCE	9.65%	6.19%	5.83%
EV
Common stock shares outstanding	426,324	427,493	426,247
Price	36.73 22.84%	29.90 -27.69%	41.35 65.80%
Market cap	15,658,896 22.51%	12,782,037 -27.48%	17,625,299 65.77%
EV	(32,199,811)	(25,591,152)	(47,315,201)
EBITDA	33,102,110	7,961,000	6,858,000
EV/EBITDA
Interest	12,263,000	5,289,700	1,609,600
Interest/NOPBT	37.71%	71.80%	25.75%