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OTCM
DFYFF
Market cap4.98bUSD
Apr 08, Last price  
43.50USD
1D
-6.51%
1Q
11.42%
IPO
62.56%
Name

Definity Financial Corp

Chart & Performance

D1W1MN
P/E
16.03
P/S
1.52
EPS
3.76
Div Yield, %
—
Shrs. gr., 5y
0.23%
Rev. gr., 5y
12.51%
Revenues
4.53b
+15.70%
2,414,800,0002,510,800,0002,696,300,0002,917,800,0003,247,700,0003,912,100,0004,526,400,000
Net income
430m
+22.94%
-73,000,00017,400,000153,900,000213,200,000252,000,000350,100,000430,400,000
CFO
307m
-12.68%
44,600,000138,500,000490,200,000655,200,000256,900,000351,800,000307,200,000
Earnings
May 09, 2025

Profile

Definity Financial Corporation, together with its subsidiaries, provides property and casualty insurance products in Canada. It offers personal insurance products, including auto, property, general and umbrella liability, and pet insurance products to individuals under the Economical, Sonnet, Family, Petsecure, and Peppermint brands; and commercial insurance products comprising fleet, commercial auto, property, liability, and specialty insurance products to businesses under the Economical brand name. The company distributes its products on a primarily intermediated basis, and through brokers, as well as directly to customers. Definity Financial Corporation was formerly known as Economical Holdings Corporation and changed its name to Definity Financial Corporation in August 2021. Definity Financial Corporation was founded in 1871 and is headquartered in Waterloo, Canada.
URL
https://www.definityfinancial.com/
IPO date
Nov 18, 2021
Employees
3,555
Domiciled in
CA
Incorporated in
CA

Valuation

Title
CAD in thousands, except ratios and share amounts
FYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑12
Income
Revenues
4,526,400
15.70%
3,912,100
20.46%
3,247,700
11.31%
Cost of revenue
131,600
71,600
15,100
Unusual Expense (Income)
NOPBT
4,394,800
3,840,500
3,232,600
NOPBT Margin
97.09%
98.17%
99.54%
Operating Taxes
143,800
112,700
52,600
Tax Rate
3.27%
2.93%
1.63%
NOPAT
4,251,000
3,727,800
3,180,000
Net income
430,400
22.94%
350,100
38.93%
252,000
18.20%
Dividends
(73,700)
(63,200)
(63,300)
Dividend yield
Proceeds from repurchase of equity
(68,300)
(13,900)
(53,600)
BB yield
Debt
Debt current
114,300
3,400
Long-term debt
184,700
185,500
99,100
Deferred revenue
(9,300)
Other long-term liabilities
(303,800)
3,741,700
107,300
Net debt
(5,638,200)
(179,700)
(7,811,300)
Cash flow
Cash from operating activities
307,200
351,800
256,900
CAPEX
(75,600)
(87,500)
(90,800)
Cash from investing activities
(298,000)
(351,900)
(374,700)
Cash from financing activities
(113,800)
(61,000)
73,400
FCF
4,363,600
4,915,800
2,685,500
Balance
Cash
504,900
197,500
2,991,200
Long term investments
5,318,000
282,000
4,922,600
Excess cash
5,596,580
283,895
7,751,415
Stockholders' equity
3,463,700
2,966,500
2,480,400
Invested Capital
4,075,300
6,821,305
5,770,000
ROIC
78.02%
59.21%
58.00%
ROCE
57.13%
52.93%
38.85%
EV
Common stock shares outstanding
116,600
116,600
116,900
Price
Market cap
EV
EBITDA
4,520,100
3,946,300
3,237,500
EV/EBITDA
Interest
9,600
5,300
600
Interest/NOPBT
0.22%
0.14%
0.02%