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OTCMBNCC
Market cap103mUSD
Feb 18, Last price  
29.75USD
1D
-1.00%
1Q
-0.50%
Jan 2017
13.98%
Name

BNCCorp Inc

Chart & Performance

D1W1MN
P/E
18.13
P/S
2.49
EPS
1.64
Div Yield, %
7.56%
Shrs. gr., 5y
0.23%
Rev. gr., 5y
-2.62%
Revenues
41m
-17.14%
34,190,00039,491,00042,431,00042,593,00026,100,00037,206,00045,702,00047,245,00053,792,00049,130,00046,410,00050,295,00051,780,00047,364,00047,387,00057,847,000118,262,00076,003,00050,086,00041,499,000
Net income
6m
-12.23%
3,844,0003,404,0004,103,0003,621,0001,980,0002,218,000-18,776,000-22,065,00025,162,0008,627,0008,456,0009,206,0007,156,0004,878,0006,836,00010,235,00044,614,00021,955,0006,500,0005,705,000
CFO
47m
-17.97%
-1,184,000-49,345,00049,321,0006,524,0004,555,000-9,108,000-2,717,00014,750,00012,248,00092,728,00019,365,00023,005,00026,076,00023,428,00030,743,000-92,079,000-55,223,000208,682,00056,823,00046,610,000
Dividend
Mar 04, 20242.25 USD/sh
Earnings
May 01, 2025

Profile

BNCCORP, Inc. operates as the bank holding company for BNC National Bank that provides community banking, retail and mortgage banking, and wealth management services to businesses and consumers. The company offers commercial banking services, including business financing, commercial real estate lending, small business administration loans, business checking, cash management, corporate credit cards, and merchant services to small to middle-market businesses. It also provides retail and mortgage banking services, such as personal checking and savings products, personal loans, and card services; and residential loans through a consumer direct channel, as well as a retail channel. In addition, the company offers wealth management solutions, including 401(k) and other retirement plans, trust services, and personal wealth advisory services. It offers community banking and wealth management services through 11 locations in Arizona and North Dakota; and mortgage banking services through 9 locations in Arizona, North Dakota, Illinois, Kansas, and Michigan. The company was incorporated in 1987 and is headquartered in Bismarck, North Dakota.
IPO date
Jul 13, 1995
Employees
207
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
41,499
-17.14%
50,086
-34.10%
Cost of revenue
8,861
26,854
Unusual Expense (Income)
NOPBT
32,638
23,232
NOPBT Margin
78.65%
46.38%
Operating Taxes
1,611
1,829
Tax Rate
4.94%
7.87%
NOPAT
31,027
21,403
Net income
5,705
-12.23%
6,500
-70.39%
Dividends
(6,303)
Dividend yield
5.93%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
418
718
Long-term debt
17,142
17,602
Deferred revenue
(861)
Other long-term liabilities
591,455
(14,912)
Net debt
(87,266)
(405,400)
Cash flow
Cash from operating activities
46,610
56,823
CAPEX
(531)
(518)
Cash from investing activities
(35,743)
(77,528)
Cash from financing activities
17,619
(93,387)
FCF
31,825
21,981
Balance
Cash
102,454
248,844
Long term investments
2,372
174,876
Excess cash
102,751
421,216
Stockholders' equity
83,374
75,569
Invested Capital
885,249
867,609
ROIC
3.54%
2.35%
ROCE
3.37%
2.46%
EV
Common stock shares outstanding
3,580
3,575
Price
28.70
-3.53%
29.75
-30.39%
Market cap
102,753
-3.38%
106,352
-30.28%
EV
15,487
(299,048)
EBITDA
34,298
25,251
EV/EBITDA
0.45
Interest
10,968
2,655
Interest/NOPBT
33.61%
11.43%