OTCMBKRIY
Market cap9.08bUSD
Dec 20, Last price
9.01USD
1D
-0.33%
1Q
-22.73%
Name
Bank of Ireland Group PLC
Chart & Performance
Profile
Bank of Ireland Group plc provides various banking and financial products and services. The company operates through Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury segments. It provides current and savings accounts, and business deposits and accounts; personal, car, home improvement, graduate, and student loans, as well as overdrafts; and business and farming loans, BREXIT loans, invoice finance, hire purchase, and leasing services. The company also offers international payments and credit cards; protection overview, mortgage protection, life cover, specified illness cover, income protection, protection for individuals, and protection for families; pensions and investments, foreign exchange, and treasury deposits and services; personal products; private banking services; and leveraged acquisition and property finance. In addition, it provides home, car, travel, and life insurance products. Bank of Ireland Group plc was founded in 1783 and is headquartered in Dublin, Ireland.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 4,491,000 37.63% | 3,263,000 8.44% | 3,009,000 12.61% | |||||||
Cost of revenue | 764,000 | 772,000 | 664,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 3,727,000 | 2,491,000 | 2,345,000 | |||||||
NOPBT Margin | 82.99% | 76.34% | 77.93% | |||||||
Operating Taxes | 337,000 | 159,000 | 166,000 | |||||||
Tax Rate | 9.04% | 6.38% | 7.08% | |||||||
NOPAT | 3,390,000 | 2,332,000 | 2,179,000 | |||||||
Net income | 1,595,000 87.65% | 850,000 -18.89% | 1,048,000 -248.23% | |||||||
Dividends | (294,000) | (54,000) | (68,000) | |||||||
Dividend yield | 3.37% | 0.56% | 1.27% | |||||||
Proceeds from repurchase of equity | (125,000) | (50,000) | ||||||||
BB yield | 1.43% | 0.52% | ||||||||
Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | 12,447,000 | 23,535,000 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | (12,308,000) | (23,535,000) | ||||||||
Net debt | (47,799,000) | (40,836,000) | (18,504,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (4,392,000) | 1,629,000 | 19,757,000 | |||||||
CAPEX | (116,000) | (368,000) | (320,000) | |||||||
Cash from investing activities | (960,000) | 4,686,000 | 842,000 | |||||||
Cash from financing activities | (811,000) | (574,000) | 293,000 | |||||||
FCF | 3,957,000 | 2,332,000 | 2,190,000 | |||||||
Balance | ||||||||||
Cash | 31,487,000 | 38,105,000 | 32,818,000 | |||||||
Long term investments | 16,312,000 | 15,178,000 | 9,221,000 | |||||||
Excess cash | 47,574,450 | 53,119,850 | 41,888,550 | |||||||
Stockholders' equity | 11,344,000 | 10,960,000 | 10,396,000 | |||||||
Invested Capital | 143,577,000 | 140,356,000 | 144,854,000 | |||||||
ROIC | 2.39% | 1.64% | 1.62% | |||||||
ROCE | 2.41% | 1.65% | 1.51% | |||||||
EV | ||||||||||
Common stock shares outstanding | 1,061,000 | 1,075,000 | 1,075,000 | |||||||
Price | 8.22 -7.64% | 8.90 78.50% | 4.99 51.09% | |||||||
Market cap | 8,721,420 -8.84% | 9,567,500 78.50% | 5,359,950 51.09% | |||||||
EV | (39,074,580) | (31,201,500) | (13,076,050) | |||||||
EBITDA | 4,000,000 | 2,728,000 | 2,592,000 | |||||||
EV/EBITDA | ||||||||||
Interest | 2,622,000 | 663,000 | 543,000 | |||||||
Interest/NOPBT | 70.35% | 26.62% | 23.16% |