OTCM
BDOUY
Market cap1.55bUSD
Apr 04, Last price
29.26USD
1D
2.40%
1Q
15.58%
Jan 2017
43.90%
Name
BDO Unibank Inc
Chart & Performance
P/E
12.08
P/S
3.49
EPS
138.88
Div Yield, %
0.03%
Shrs. gr., 5y
58.89%
Rev. gr., 5y
13.81%
Revenues
254.15b
+28.55%
Net income
73.41b
+28.67%
CFO
92.96b
-63.19%
Dividend
Sep 17, 20240.00318202 USD/sh
Earnings
Apr 21, 2025
Profile
BDO Unibank, Inc., together with its subsidiaries, provides various banking products and services primarily in the Philippines. Its deposit products include savings, checking, and time deposit accounts; and loan portfolio comprises personal, auto, home, small and medium-enterprise, project finance, term, and working capital loans. The company also offers life, auto, home, personal accident, travel, and employee benefits insurance products; remittance services; trade facilities, such as trade settlements, trust receipts, export bill purchases, and letters of credit; and trust and investment services consisting of unit investment trust funds, portfolio management, escrow services, security/collateral/ bond trusteeship, facility/paying agency, and investment advisory services. In addition, it provides investment banking services, such as equity and fixed income underwriting, financial advisory, direct equity investment, securitization, and retail treasury bonds services. Further, the company offers leasing and financing solutions, including direct leases, sale and leaseback arrangements, car, equipment, vehicle leasing, and cash management services; treasury services; debit and credit cards; and mini pos, online, mobile, and phone banking services. As of December 31, 2021, it operated 1,193 branches, including 2 foreign branches; 4,152 automated teller machines (ATMs); 624 cash accept machines; and 9 self-service teller machines. BDO Unibank, Inc. was incorporated in 1967 and is headquartered in Makati City, the Philippines.
Valuation
Title PHP in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 254,152,000 28.55% | 197,714,000 13.44% | |||||||
Cost of revenue | 18,722,000 | 8,636,000 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 235,430,000 | 189,078,000 | |||||||
NOPBT Margin | 92.63% | 95.63% | |||||||
Operating Taxes | 23,621,000 | 15,959,000 | |||||||
Tax Rate | 10.03% | 8.44% | |||||||
NOPAT | 211,809,000 | 173,119,000 | |||||||
Net income | 73,411,000 28.67% | 57,054,000 33.33% | |||||||
Dividends | (16,207,000) | (10,255,000) | |||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | 549,000 | 144,000 | |||||||
BB yield | |||||||||
| Debt | |||||||||
Debt current | 118,737,000 | ||||||||
Long-term debt | 9,896,000 | 209,756,000 | |||||||
Deferred revenue | (610,000) | ||||||||
Other long-term liabilities | (178,374,000) | ||||||||
Net debt | (1,217,511,000) | (939,750,000) | |||||||
| Cash flow | |||||||||
Cash from operating activities | 92,956,000 | 252,550,000 | |||||||
CAPEX | (6,843,000) | (3,888,000) | |||||||
Cash from investing activities | (208,723,000) | (108,624,000) | |||||||
Cash from financing activities | 312,522,000 | (28,486,000) | |||||||
FCF | 426,666,000 | 159,709,000 | |||||||
| Balance | |||||||||
Cash | 291,643,000 | 539,759,000 | |||||||
Long term investments | 935,764,000 | 728,484,000 | |||||||
Excess cash | 1,214,699,400 | 1,258,357,300 | |||||||
Stockholders' equity | 287,073,000 | 231,512,000 | |||||||
Invested Capital | 4,190,588,000 | 3,937,472,000 | |||||||
ROIC | 5.21% | 4.69% | |||||||
ROCE | 5.26% | 4.53% | |||||||
| EV | |||||||||
Common stock shares outstanding | 5,313,000 | 5,322,000 | |||||||
Price | |||||||||
Market cap | |||||||||
EV | |||||||||
EBITDA | 248,250,000 | 198,998,000 | |||||||
EV/EBITDA | |||||||||
Interest | 53,809,000 | 19,839,000 | |||||||
Interest/NOPBT | 22.86% | 10.49% | |||||||