OTCMALPIB
Market cap280mUSD
Dec 23, Last price
34.23USD
1D
-0.03%
1Q
16.43%
IPO
-99.38%
Name
Alpine Banks of Colorado
Chart & Performance
P/E
4.92
P/S
1.19
EPS
6.95
Div Yield, %
4.64%
Shrs. gr., 5y
-11.61%
Rev. gr., 5y
4.70%
Revenues
237m
-2.50%
Net income
57m
-22.23%
CFO
91m
-9.64%
Dividend
Jul 22, 20240.2 USD/sh
Profile
Alpine Banks of Colorado operates as the bank holding company for Alpine Bank that provides various banking products and services to individuals and businesses. The company offers checking, savings, money market, health, youth, and individual retirement accounts; and demand deposits and certificates of deposit. It also provides various loan products, such as personal, business, student, vehicle, green, home mortgage, home equity, land and construction, commercial real estate, small business administration, medical, installment, and term loans; letters and lines of credit; and business-ready reserve line of credit, as well as debit and credit cards. In addition, the company offers cash and wealth management, payment processing, lockbox, and remote deposit capture services; and electronic banking services, such as online and mobile banking. Further, it owns commercial buildings. Alpine Banks of Colorado was founded in 1973 and is based in Glenwood Springs, Colorado.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 236,784 -2.50% | 242,845 10.57% | 219,639 5.84% | ||||||
Cost of revenue | 24,801 | 81,845 | 78,631 | ||||||
Unusual Expense (Income) | |||||||||
NOPBT | 211,983 | 161,000 | 141,008 | ||||||
NOPBT Margin | 89.53% | 66.30% | 64.20% | ||||||
Operating Taxes | 11,471 | 15,230 | 13,617 | ||||||
Tax Rate | 5.41% | 9.46% | 9.66% | ||||||
NOPAT | 200,512 | 145,770 | 127,391 | ||||||
Net income | 57,044 -22.23% | 73,354 22.98% | 59,646 16.63% | ||||||
Dividends | (13,021) | (11,435) | (9,869) | ||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | (7,701) | 22,982 | (2,397) | ||||||
BB yield | |||||||||
| Debt | |||||||||
Debt current | 184,697 | 9,078 | |||||||
Long-term debt | 191,179 | 317,212 | 137,779 | ||||||
Deferred revenue | 290,232 | ||||||||
Other long-term liabilities | 309,501 | (297,112) | (119,179) | ||||||
Net debt | (31,672) | (2,392,016) | (3,307,575) | ||||||
| Cash flow | |||||||||
Cash from operating activities | 91,133 | 100,851 | 86,305 | ||||||
CAPEX | (10,618) | (14,429) | (5,978) | ||||||
Cash from investing activities | (65,062) | (888,917) | (1,077,329) | ||||||
Cash from financing activities | 26,014 | 97,941 | 988,683 | ||||||
FCF | 5,388,305 | (38,598) | 158,466 | ||||||
| Balance | |||||||||
Cash | 222,851 | 920,509 | 1,709,821 | ||||||
Long term investments | 1,973,416 | 1,744,611 | |||||||
Excess cash | 211,012 | 2,881,783 | 3,443,450 | ||||||
Stockholders' equity | 460,132 | 418,202 | 409,823 | ||||||
Invested Capital | 753,852 | 6,075,230 | 5,817,432 | ||||||
ROIC | 5.87% | 2.45% | 2.39% | ||||||
ROCE | 21.97% | 2.48% | 2.26% | ||||||
| EV | |||||||||
Common stock shares outstanding | 8,453 | 8,005 | 7,592 | ||||||
Price | |||||||||
Market cap | |||||||||
EV | |||||||||
EBITDA | 219,623 | 168,455 | 148,965 | ||||||
EV/EBITDA | |||||||||
Interest | 80,056 | 9,725 | 6,635 | ||||||
Interest/NOPBT | 37.77% | 6.04% | 4.71% | ||||||