AIB Group plc

Chart & Performance

D1W1MN

P/E

5.68

P/S

2.48

EPS

0.89

Div Yield, %

1.36%

Shrs. gr., 5y

-0.59%

Rev. gr., 5y

10.43%

Revenues

4.52b

+57.30%

Net income

2.06b

+168.71%

CFO

-838m

L-81.16%

Dividend

Mar 21, 20240.26568 USD/sh

Earnings

Mar 04, 2025

Profile

AIB Group plc provides banking and financial products and services to retail, business, and corporate customers. It operates through Retail Banking, Corporate Institutional & Business Banking, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/student saver deposits, and currency deposits. AIB Group plc also provides personal, car, home improvement, education, business, farm development, startup, farm investment, future growth, and brexit loans; graduate, corporate, asset, energy efficiency, forestry, invoice, prompt pay and insurance premium, debt, real estate, and trade finance; business and farmer credit line, government credit guarantees, and overdrafts; and venture capital funds, as well as mortgages. In addition, the company offers credit and debit cards; investment funds; life, home, car, travel, and business succession insurance products; and pension products. Further, it provides payment, merchant, cash management, FX rates, foreign currency and interest rate risk management, exporting, international cash flow management, foreign exchange, and interest rate fluctuation management services; and trade finance products, such as documentary collections, import and export letter of credit, standby letter of credit, and bank guarantees. AIB Group plc operates through a network of 296 locations in the Republic of Ireland and 29 locations in the United Kingdom. The company was formerly known as Allied Irish Banks, p.l.c. and changed its name to AIB Group plc in December 2017. AIB Group plc was founded in 1825 and is headquartered in Dublin, Ireland.

URL

https://group.aib.ie

IPO date

Jun 23, 2017

Employees

10,133

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	4,524,000 57.30%	2,876,000 21.30%	2,371,000 -0.08%
Cost of revenue	1,587,000	676,000	548,000
Unusual Expense (Income)
NOPBT	2,937,000	2,200,000	1,823,000
NOPBT Margin	64.92%	76.50%	76.89%
Operating Taxes	336,000	115,000	(16,000)
Tax Rate	11.44%	5.23%
NOPAT	2,601,000	2,085,000	1,839,000
Net income	2,061,000 168.71%	767,000 18.55%	647,000 -187.31%
Dividends	(166,000)	(122,000)	(65,000)
Dividend yield	1.62%	1.25%	1.12%
Proceeds from repurchase of equity	(215,000)	(91,000)
BB yield	2.10%	0.94%
Debt
Debt current
Long-term debt		9,151,000	7,908,000
Deferred revenue
Other long-term liabilities		(9,114,000)	(7,908,000)
Net debt	(58,910,000)	(48,346,000)	(53,198,000)
Cash flow
Cash from operating activities	(838,000)	(4,447,000)	13,944,000
CAPEX	(34,000)	(206,000)	(235,000)
Cash from investing activities	(850,000)	(1,332,000)	2,118,000
Cash from financing activities	1,326,000	1,874,000	517,000
FCF	2,090,000	2,451,000	1,647,000
Balance
Cash	38,777,000	38,535,000	43,155,000
Long term investments	20,133,000	18,962,000	17,951,000
Excess cash	58,683,800	57,353,200	60,987,450
Stockholders' equity	15,069,000	12,261,000	13,660,000
Invested Capital	121,226,000	117,490,000	114,205,000
ROIC	2.18%	1.80%	1.74%
ROCE	2.15%	1.70%	1.43%
EV
Common stock shares outstanding	2,635,900	2,688,300	2,714,400
Price	3.88 7.18%	3.62 69.16%	2.14 27.38%
Market cap	10,227,292 5.09%	9,731,646 67.53%	5,808,816 27.38%
EV	(48,688,708)	(38,617,354)	(47,390,184)
EBITDA	3,231,000	2,541,000	2,150,000
EV/EBITDA
Interest	804,000	353,000	290,000
Interest/NOPBT	27.37%	16.05%	15.91%