UniCredit SpA

Chart & Performance

D1W1MN

P/E

6.48

P/S

2.61

EPS

5.81

Div Yield, %

3.96%

Shrs. gr., 5y

-3.66%

Rev. gr., 5y

2.22%

Revenues

23.57b

+12.05%

Net income

9.51b

+47.21%

CFO

-41.13b

Dividend

Apr 22, 20241.8029 EUR/sh

Earnings

Jan 31, 2025

Profile

UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services. It offers accounts and deposits, loans, cards, transactions and payments, funds, advisory, treasury, and insurance products, as well as digital and mobile banking services. The company also provides solutions for payments and liquidity, working capital, hedging, international trade, and treasury operations; and funding solutions comprising of structured, project, and commodity trade and export finance, as well as debt and equity funding; and structured investments and investments advisory solutions. In addition, the company provides corporate finance, capital structure, and rating advisory, as well as patient capital, financial sponsor solutions, and sustainable finance solutions. It servs retail, corporate, and public sector customers, as well as international companies and institutional clients. The company operates in Italy, Other European countries, America, Asia, and internationally. The company was formerly known as Unicredito Italiano S.p.A and changed its name to UniCredit S.p.A. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy.

URL

https://www.unicredit.it/

IPO date

Nov 01, 2005

Employees

73,108

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	23,572,000 12.05%	21,037,000 13.13%	18,596,000 0.91%
Cost of revenue	1,882,000	1,879,000	2,638,000
Unusual Expense (Income)
NOPBT	21,690,000	19,158,000	15,958,000
NOPBT Margin	92.02%	91.07%	85.81%
Operating Taxes	1,917,000	819,000	(331,000)
Tax Rate	8.84%	4.27%
NOPAT	19,773,000	18,339,000	16,289,000
Net income	9,507,000 47.21%	6,458,000 319.35%	1,540,000 -154.47%
Dividends	(2,440,000)	(1,702,000)	(774,000)
Dividend yield	5.37%	6.14%	2.56%
Proceeds from repurchase of equity	(6,013,000)	(3,543,000)	(634,000)
BB yield	13.23%	12.78%	2.09%
Debt
Debt current		41,731,000	49,515,000
Long-term debt	92,533,000	116,957,000	127,597,000
Deferred revenue		(540,000)	125,317,000
Other long-term liabilities		(113,978,000)	(125,913,000)
Net debt	(191,597,000)	(154,973,000)	(212,243,000)
Cash flow
Cash from operating activities	(41,128,000)	10,264,000	(7,521,000)
CAPEX	(589,000)	(1,170,000)	(1,237,000)
Cash from investing activities	(787,000)	(237,000)	(699,000)
Cash from financing activities	(8,453,000)	(5,551,000)	(1,408,000)
FCF	(27,618,000)	3,219,000	146,145,000
Balance
Cash	72,341,000	111,800,000	162,267,000
Long term investments	211,789,000	201,861,000	227,088,000
Excess cash	282,951,400	312,609,150	388,425,200
Stockholders' equity	65,947,000	67,439,000	58,944,000
Invested Capital	708,392,000	827,941,000	903,239,000
ROIC	2.57%	2.12%	1.65%
ROCE	2.80%	2.14%	1.66%
EV
Common stock shares outstanding	1,849,773	2,088,536	2,236,029
Price	24.57 85.13%	13.27 -2.01%	13.54 77.09%
Market cap	45,448,912 63.96%	27,719,053 -8.47%	30,284,779 77.84%
EV	(145,984,088)	(127,095,947)	(181,493,221)
EBITDA	22,886,000	20,393,000	17,429,000
EV/EBITDA
Interest	19,571,000	5,715,000	3,612,000
Interest/NOPBT	90.23%	29.83%	22.63%