Mediobanca Banca di Credito Finanziario SpA

Chart & Performance

D1W1MN

P/E

11.09

P/S

3.67

EPS

1.24

Div Yield, %

0.00%

Shrs. gr., 5y

-5.22%

Rev. gr., 5y

6.38%

Revenues

3.10b

+8.62%

Net income

1.03b

-0.08%

CFO

602m

Dividend

Nov 18, 20240.56 EUR/sh

Profile

Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. The company operates through Wealth Management, Consumer Banking, Corporate and Investment Banking, Principal Investing, and Holding Functions segments. The Wealth Management segment offers asset management and other services to private clients, and affluent and premier customers. The Consumer Banking segment provides a range of consumer credit products comprising personal loans and salary-backed finances; personal loan services for cars and motorcycles, consumer electronics, furniture, and travel; payment services that include credit cards and salary-backed loans; insurance products; and instalment payment solutions for online purchases. The Corporate and Investment Banking segment offers wholesale banking products and services, including lending, advisory, capital market, and proprietary trading services; and specialty finance services, such as factoring and credit management, as well as non-performing loans portfolio acquisitions and management. The Principal Investing segment engages in the equity investment and holding activities. The Holding Functions segment engages in treasury, and asset and liability management operations. The company was founded in 1946 and is headquartered in Milan, Italy.

URL

https://www.mediobanca.com

IPO date

Mar 01, 1956

Employees

5,227

Domiciled in

Incorporated in

Valuation

Order:

Title EUR in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title EUR in thousands, except ratios and share amounts	2024‑06	2023‑06	2022‑06	2021‑06	2020‑06	2019‑06	2018‑06	2017‑06	2016‑06	2015‑06
Income
Revenues	3,096,400 8.62%	2,850,600 13.40%	2,513,784 -2.78%
Cost of revenue	685,200	733,957	514,950
Unusual Expense (Income)
NOPBT	2,411,200	2,116,643	1,998,834
NOPBT Margin	77.87%	74.25%	79.51%
Operating Taxes	394,400	394,700	251,995
Tax Rate	16.36%	18.65%	12.61%
NOPAT	2,016,800	1,721,943	1,746,839
Net income	1,026,000 -0.08%	1,026,796 13.21%	906,977 12.31%
Dividends	(1,153,045)	(633,951)	(579,618)
Dividend yield	10.11%	6.84%	8.32%
Proceeds from repurchase of equity	(187,595)		(241,431)
BB yield	1.65%		3.47%
Debt
Debt current			7,187,109
Long-term debt	6,838,900	433,218	22,954,442
Deferred revenue		(450,331)	(402,519)
Other long-term liabilities	71,639,500	(216,609)	57,073,983
Net debt	(35,716,600)	(38,567,464)	(743,277)
Cash flow
Cash from operating activities	601,531	(3,160,960)	5,862,912
CAPEX	(87,666)	(76,198)	(58,620)
Cash from investing activities	(3,482,079)	170,292	263,543
Cash from financing activities	2,004,716	(633,951)	(821,049)
FCF	(19,462,768)	(18,411,616)	835,795
Balance
Cash		4,236,982	7,861,601
Long term investments	42,555,500	34,763,700	23,023,227
Excess cash	42,400,680	38,858,152	30,759,139
Stockholders' equity	1,804,000	10,339,306	9,701,020
Invested Capital	87,917,600	80,849,363	42,598,720
ROIC	2.39%	2.79%	4.32%
ROCE	2.69%	2.31%	3.79%
EV
Common stock shares outstanding	832,900	845,323	842,975
Price	13.69 24.91%	10.96 32.69%	8.26 -16.14%
Market cap	11,402,401 23.07%	9,264,735 33.06%	6,962,977 -18.49%
EV	(24,228,099)	(29,198,629)	6,321,271
EBITDA	2,562,786	2,208,979	2,085,434
EV/EBITDA			3.03
Interest		1,026,491	353,681
Interest/NOPBT		48.50%	17.69%