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MTAABPSO
Market cap3.80bUSD
Dec 20, Last price  
8.10EUR
1D
-1.46%
1Q
16.88%
Jan 2017
158.95%
Name

Banca Popolare Di Sondrio SpA

Chart & Performance

D1W1MN
MTAA:BPSO chart
P/E
14.50
P/S
3.14
EPS
0.56
Div Yield, %
3.48%
Shrs. gr., 5y
-0.01%
Rev. gr., 5y
4.17%
Revenues
1.28b
+10.20%
-45,736,974-37,358,684559,613,000618,922,000527,149,000852,896,000710,791,000764,764,0001,053,689,0001,076,422,0001,148,629,0001,124,891,000933,164,0001,001,564,000944,547,000986,214,000883,207,0001,114,630,0001,158,337,0001,276,510,000
Net income
461m
+83.50%
77,182,55385,178,406122,228,000148,627,00043,605,000197,056,000135,149,00074,352,00034,306,00053,033,000115,203,000129,300,00098,599,000159,210,000110,804,000137,435,000106,597,000268,634,000251,321,000461,162,000
CFO
-2.31b
L
-175,43761,59574,811,000-114,311,00092,263,000118,293,000167,962,00068,278,000126,457,00050,033,000-254,769,000635,641,00069,037,0004,034,103,000929,501,000331,520,0003,264,452,000344,510,0001,579,313,000-2,306,137,000
Dividend
May 20, 20240.56 EUR/sh
Earnings
Feb 04, 2025

Profile

Banca Popolare di Sondrio S.p.A., together with its subsidiaries, provides various banking products and services in Italy. The company offers current accounts, savings deposits, certificates of deposits, time deposit accounts, and bonds; and loans comprising foreign currency loans, artisan loans, agricultural loans, personal loans, and mortgage loans primarily to retail customers and SMEs. It also offers repurchase agreements, securities lending, custody and administration of securities, consultancy, individual portfolio management, guarantees, leasing, and factoring services. In addition, the company provides credit and debit cards, and insurance products, as well as collection and payment services; manages hotels; issues government securities and prime corporate bonds; and manages and maintains rented units. As of December 31, 2021, it operated 350 branches. The company was founded in 1871 and is headquartered in Sondrio, Italy.
URL
https://www.popso.it/
IPO date
Jan 01, 1991
Employees
Domiciled in
IT
Incorporated in
IT

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
1,276,510
10.20%
1,158,337
3.92%
1,114,630
26.20%
Cost of revenue
329,551
312,050
294,571
Unusual Expense (Income)
NOPBT
946,959
846,287
820,059
NOPBT Margin
74.18%
73.06%
73.57%
Operating Taxes
199,122
102,569
99,525
Tax Rate
21.03%
12.12%
12.14%
NOPAT
747,837
743,718
720,534
Net income
461,162
83.50%
251,321
-6.44%
268,634
152.01%
Dividends
(126,948)
(90,463)
(26,353)
Dividend yield
4.78%
5.32%
1.58%
Proceeds from repurchase of equity
26
523
(69)
BB yield
0.00%
-0.03%
0.00%
Debt
Debt current
2,690,830
501,782
Long-term debt
139,363
3,797,835
4,578,969
Deferred revenue
14,867
13,021
Other long-term liabilities
(3,661,987)
(4,446,783)
Net debt
(19,875,700)
(4,634,481)
(17,677,040)
Cash flow
Cash from operating activities
(2,306,137)
1,579,313
344,510
CAPEX
(100,521)
(130,164)
(58,393)
Cash from investing activities
(71,184)
(198,446)
(43,322)
Cash from financing activities
(126,922)
(89,940)
(26,422)
FCF
(3,515,680)
(1,593,173)
832,501
Balance
Cash
4,920,177
6,990,689
7,935,209
Long term investments
15,094,886
4,132,457
14,822,582
Excess cash
19,951,238
11,065,229
22,702,060
Stockholders' equity
3,755,757
3,585,185
3,590,163
Invested Capital
53,966,008
56,896,807
51,775,872
ROIC
1.35%
1.37%
1.46%
ROCE
1.64%
1.40%
1.48%
EV
Common stock shares outstanding
453,386
449,744
449,699
Price
5.86
55.03%
3.78
2.22%
3.70
68.09%
Market cap
2,656,841
56.28%
1,700,033
2.23%
1,662,988
68.08%
EV
(17,218,845)
(2,934,444)
(15,909,469)
EBITDA
1,014,862
908,767
874,093
EV/EBITDA
Interest
875,070
153,491
113,144
Interest/NOPBT
92.41%
18.14%
13.80%