MTAA
BPE
Market cap9.42bUSD
Apr 04, Last price
6.08EUR
1D
-10.46%
1Q
3.05%
Jan 2017
20.16%
IPO
-31.42%
Name
Bper Banca SpA
Chart & Performance
Profile
BPER Banca SpA provides banking products and services for individuals, and businesses and professionals in Italy and internationally. The company operates through Retail, Private, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets segments. It offers loans, mortgages, insurance and social security, accounts, and digital banking related services; cards; and investments and savings products and services. The company also provides financing and leasing, credit management and factoring, collection and payment, import and export, liquidity and investment management, digital, and other services. In addition, it offers wealth management services comprising portfolio management, global advisory, finance advice, and wealth advisory services; insurance investment products; and funds and SICAVs. As of December 31, 2021, it operated through a network of 1742 branches. The company was founded in 1867 and is headquartered in Modena, Italy.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 5,889,770 18.73% | 4,960,709 27.09% | 3,903,320 6.51% | |||||||
Cost of revenue | 1,233,895 | 356,860 | 1,022,923 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 4,655,875 | 4,603,849 | 2,880,397 | |||||||
NOPBT Margin | 79.05% | 92.81% | 73.79% | |||||||
Operating Taxes | 615,470 | 172,874 | (89,274) | |||||||
Tax Rate | 13.22% | 3.75% | ||||||||
NOPAT | 4,040,405 | 4,430,975 | 2,969,671 | |||||||
Net income | 1,402,649 -7.69% | 1,519,496 4.87% | 1,448,975 175.93% | |||||||
Dividends | (181,050) | (91,273) | ||||||||
Dividend yield | 4.12% | 3.28% | ||||||||
Proceeds from repurchase of equity | 2,677 | 37,820,571 | ||||||||
BB yield | -0.06% | -1,360.72% | ||||||||
Debt | ||||||||||
Debt current | 4,020,082 | |||||||||
Long-term debt | 328,442 | 6,906,015 | ||||||||
Deferred revenue | (63,388) | |||||||||
Other long-term liabilities | (4,166,530) | |||||||||
Net debt | (16,136,496) | (41,201,995) | (35,921,784) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (3,419,544) | 12,793,995 | ||||||||
CAPEX | (155,798) | (334,586) | ||||||||
Cash from investing activities | (314,078) | (17,069) | ||||||||
Cash from financing activities | (178,373) | (85,502) | ||||||||
FCF | (74,026,142) | 84,319,355 | 5,848,146 | |||||||
Balance | ||||||||||
Cash | 7,887,900 | 11,195,971 | 13,997,441 | |||||||
Long term investments | 8,248,596 | 30,334,466 | 32,850,440 | |||||||
Excess cash | 15,842,008 | 41,282,402 | 46,652,715 | |||||||
Stockholders' equity | 3,734,699 | 8,331,202 | 8,337,906 | |||||||
Invested Capital | 136,856,733 | 30,901,470 | 145,284,109 | |||||||
ROIC | 4.82% | 5.03% | 2.12% | |||||||
ROCE | 3.31% | 11.73% | 1.87% | |||||||
EV | ||||||||||
Common stock shares outstanding | 1,430,759 | 1,450,442 | 1,447,627 | |||||||
Price | 6.13 102.31% | 3.03 57.81% | 1.92 5.49% | |||||||
Market cap | 8,770,551 99.56% | 4,394,838 58.12% | 2,779,443 5.46% | |||||||
EV | (7,155,532) | (36,607,829) | (32,961,985) | |||||||
EBITDA | 4,655,875 | 4,867,413 | 3,101,069 | |||||||
EV/EBITDA | ||||||||||
Interest | 1,636,667 | 433,566 | ||||||||
Interest/NOPBT | 35.15% | 15.05% |