MTAABAMI
Market cap12bUSD
Dec 20, Last price
7.68EUR
1D
-0.13%
1Q
25.70%
Jan 2017
235.08%
IPO
186.57%
Name
Banco BPM SpA
Chart & Performance
Profile
Banco BPM S.p.A., together with its subsidiaries, provides banking and financial products and services to individual, business, and corporate customers in Italy. The company operates through Retail, Corporate, Institutional, Private, Investment Banking, Strategic Partnerships, Leases, and Corporate Centre segments. It offers current accounts; home mortgages; personal loans; credit, debit, and prepaid cards; home, personal, assets, and auto and vehicle insurance; and saving and investment products, as well as online trading services. The company also provides business financing, corporate leasing, project and real estate financing, payment and collections, trade and export finance, and digital services, as well as investment and transactional banking. As of December 31, 2021, it operated 1,508 branches. The company was formerly known as Banco Popolare Societa Cooperativa Scarl and changed its name to Banco BPM Società per Azioni in January 2017. Banco BPM S.p.A. is headquartered in Verona, Italy.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 4,585,640 -1.62% | 4,661,008 6.61% | 4,371,885 8.34% | |||||||
Cost of revenue | 15,612 | 815,831 | 763,299 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 4,570,028 | 3,845,177 | 3,608,586 | |||||||
NOPBT Margin | 99.66% | 82.50% | 82.54% | |||||||
Operating Taxes | 513,223 | 321,199 | 84,955 | |||||||
Tax Rate | 11.23% | 8.35% | 2.35% | |||||||
NOPAT | 4,056,805 | 3,523,978 | 3,523,631 | |||||||
Net income | 1,264,453 84.58% | 685,047 20.38% | 569,068 2,625.42% | |||||||
Dividends | (349,519) | (288,336) | (90,544) | |||||||
Dividend yield | 4.85% | 5.73% | 2.27% | |||||||
Proceeds from repurchase of equity | (30,088) | 191,999 | (469,112) | |||||||
BB yield | 0.42% | -3.82% | 11.76% | |||||||
Debt | ||||||||||
Debt current | 1,822,637 | 1,197,696 | ||||||||
Long-term debt | 20,921,986 | 18,724,907 | 16,641,102 | |||||||
Deferred revenue | 17,929,940 | 15,821,195 | ||||||||
Other long-term liabilities | (18,208,313) | (16,115,117) | ||||||||
Net debt | (58,681,278) | (43,796,116) | (61,847,481) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 5,893,440 | (15,675,728) | 19,681,269 | |||||||
CAPEX | (73,535) | (326,575) | (198,527) | |||||||
Cash from investing activities | (142,843) | (250,436) | (180,491) | |||||||
Cash from financing activities | (379,607) | (96,337) | 241,851 | |||||||
FCF | 113,099,984 | 2,963,031 | 8,324,049 | |||||||
Balance | ||||||||||
Cash | 18,297,496 | 13,130,815 | 39,778,483 | |||||||
Long term investments | 61,305,768 | 51,212,845 | 39,907,796 | |||||||
Excess cash | 79,373,982 | 64,110,610 | 79,467,685 | |||||||
Stockholders' equity | 14,061,096 | 13,491,126 | 13,673,286 | |||||||
Invested Capital | 61,856,637 | 177,370,187 | 187,343,321 | |||||||
ROIC | 3.39% | 1.93% | 1.94% | |||||||
ROCE | 6.02% | 2.01% | 1.79% | |||||||
EV | ||||||||||
Common stock shares outstanding | 1,507,883 | 1,508,790 | 1,510,823 | |||||||
Price | 4.78 43.37% | 3.33 26.29% | 2.64 46.02% | |||||||
Market cap | 7,207,679 43.29% | 5,030,307 26.12% | 3,988,573 46.15% | |||||||
EV | (51,473,531) | (38,765,089) | (57,857,800) | |||||||
EBITDA | 4,570,028 | 4,163,372 | 3,888,871 | |||||||
EV/EBITDA | ||||||||||
Interest | 3,188,347 | 595,587 | 409,048 | |||||||
Interest/NOPBT | 69.77% | 15.49% | 11.34% |